Cost Of Living in Atoka, OK

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17%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

51%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Atoka	Oklahoma	National
Cost of living	83	88	100
Groceries	97	96	100
Health care	101	95	100
Housing	49	70	100
Transportation	97	96	100
Utilities	100	96	100
Lifestyle & Entertainment	100	94	100
Household Items	99	97	100
Education & Childcare	96	93	100

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Homes For Sale In Atoka, OK

311 E A St

Atoka, OK

5125 S Holley Rd

Atoka, OK

387 N Kentucky Ave

Atoka, OK

2897 N Lakeside Cir

Atoka, OK

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Cost Of Living Quick Facts

The cost of living in Atoka is 5% lower than the Oklahoma average
The cost of living in Atoka is 17% lower than the national average
Atoka housing is 51% lower than the national average
Oklahoma general sales tax is 12% lower than the national average
Oklahoma state income tax is 90% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$76,065	$6,339	$1,775	$2,282
Renters	$26,155	$2,180	$610	$785

Oklahoma Sales Tax

State	General Sales Tax	With Max Surtax
Oklahoma	4.5%	11%

Oklahoma Income Tax

State	Income Tax (Low)	Income Tax (High)
Oklahoma	0.25%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Lane, OK	220	81	18.9%
Lehigh, OK	257	83	17.2%
Tushka, OK	503	83	17.2%
Stringtown, OK	431	83	16.8%
Coalgate, OK	2,161	83	16.7%
Atoka, OK	3,025	83	16.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Winchester, CA	3,024	131	31.4%
White Mountain Lake, AZ	3,023	91	8.8%
Palmer Lake, CO	3,023	121	21.0%
East Norwich, NY	3,023	172	72.3%
Heritage Lake, IN	3,027	95	5.2%
Atoka, OK	3,025	83	16.6%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Atoka, OK

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Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Atoka

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Median Income & Debt-To-Income Ratio

Oklahoma Sales Tax

Oklahoma Income Tax

Nearby cities with low cost of living

Cities with similar population