Cost of Living in Heritage Lake, IN

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A+
5%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
7%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Heritage Lake Indiana National
Cost of living9589100
Groceries9797100
Health care9997100
Housing9372100
Transportation9696100
Utilities9596100
Lifestyle & Entertainment9295100
Household Items9798100
Education & Childcare9194100
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Homes For Sale In Heritage Lake, IN

property for sale

66 Victory Hl

Coatesville, IN
property for sale

312 Jefferson Vly

Coatesville, IN
property for sale

2 Victory Hl

Coatesville, IN
property for sale

163 Gettysburg

Coatesville, IN

Cost Of Living Quick Facts

  • The cost of living in Heritage Lake is 6% higher than the Indiana average
  • The cost of living in Heritage Lake is 5% lower than the national average
  • Heritage Lake housing is 7% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around Heritage Lake

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Compare Heritage Lake, IN Cost of Living

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$103,122$8,594$2,406$3,094
      Renters$98,616$8,218$2,301$2,959

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Russellville, IN3418416.4%
      Cloverdale, IN1,9748416.3%
      Ladoga, IN1,3168515.0%
      New Market, IN6538514.6%
      Roachdale, IN7128614.5%
      Heritage Lake, IN3,027955.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Marshall, VA3,02713029.9%
      Savanna, IL3,0288019.8%
      Williston, SC3,028946.5%
      Division No. 1, Subd. E, NL3,028n/a 
      Clermont, QC3,028n/a 
      Heritage Lake, IN3,027955.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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