Cost Of Living in Ashton-Sandy Spring, MD

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F

53%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

159%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Ashton-Sandy Spring	Maryland	National
Cost of living	153	121	100
Groceries	105	105	100
Health care	110	109	100
Housing	259	151	100
Transportation	109	109	100
Utilities	107	108	100
Lifestyle & Entertainment	104	109	100
Household Items	104	105	100
Education & Childcare	116	112	100

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Homes For Sale In Ashton-Sandy Spring, MD

16809 Harbour Town Dr

Ashton, MD

18611 Brooke Rd

Sandy Spring, MD

1021 Mutual Pl

Sandy Spring, MD

17821 Pond Rd

Ashton, MD

Cost Of Living Quick Facts

The cost of living in Ashton-Sandy Spring is 27% higher than the Maryland average
The cost of living in Ashton-Sandy Spring is 53% higher than the national average
Ashton-Sandy Spring housing is 159% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$194,218	$16,185	$4,531	$5,827
Renters	$77,666	$6,472	$1,812	$2,330

To approximate the cost of living and the housing affordability in Ashton-Sandy Spring, MD, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Ashton-Sandy Spring have a median income of $194,218. Therefore, the amount that a consumer should spend on housing costs should be no more than $4,531 per month to avoid calamity and poverty. The renters in the city have an income of about $77,666, which would make their monthly maximum allowable rental costs $1,812.

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cottage City, MD	1,193	105	5.5%
Woodlawn CDP (Prince George's County), MD	8,071	110	9.6%
Lochearn, MD	26,216	111	11.2%
Milford Mill, MD	31,149	113	13.3%
Woodlawn, MD	42,611	113	13.2%
Ashton-Sandy Spring, MD	6,394	153	53.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Abilene, KS	6,394	87	13.3%
Sharon, MA	6,394	152	51.8%
Rushville, IN	6,395	85	15.0%
Powell, WY	6,395	103	3.2%
Delano, MN	6,392	108	8.3%
Ashton-Sandy Spring, MD	6,394	153	53.2%