Cost Of Living in Ashton-Sandy Spring, MD

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F

54%

Overall NAT. AVG.

9%

Goods & Services NAT. AVG.

159%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Ashton-Sandy Spring	Maryland	National
Cost of living	154	120	100
Goods & Services	109	108	100
Groceries	109	106	100
Health care	119	106	100
Housing	259	151	100
Transportation	100	100	100
Utilities	110	114	100

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Homes For Sale In Ashton-Sandy Spring, MD

17519 Hidden Garden Ln

Ashton, MD

17524 Ashton Forest Ter

Sandy Spring, MD

17922 Ashton Club Way

Ashton, MD

18465 Brooke Rd

Sandy Spring, MD

Cost Of Living Quick Facts

The cost of living in Ashton-Sandy Spring is 28% higher than the Maryland average
The cost of living in Ashton-Sandy Spring is 54% higher than the national average
Ashton-Sandy Spring housing is 159% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$194,218	$16,185	$4,531	$5,827
Renters	$77,666	$6,472	$1,812	$2,330

To approximate the cost of living and the housing affordability in Ashton-Sandy Spring, MD, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Ashton-Sandy Spring have a median income of $194,218. Therefore, the amount that a consumer should spend on housing costs should be no more than $4,531 per month to avoid calamity and poverty. The renters in the city have an income of about $77,666, which would make their monthly maximum allowable rental costs $1,812.

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Goods & Services

Item	Ashton-Sandy Spring	National avg.	Difference
Haircut	$41.13	$27.62	48.9%
Beauty Salon	$71.72	$51.11	40.3%
Toothpaste	$4.14	$4.09	1.2%
Shampoo	$1.98	$1.54	28.4%
Movie	$19.37	$12.88	50.4%
Yoga	$30.78	$19.66	56.6%

Groceries

Item	Ashton-Sandy Spring	National avg.	Difference
Ground Beef	$8.19	$7.70	6.3%
Fried Chicken	$1.60	$1.66	3.7%
Milk	$4.85	$4.73	2.5%
Potatoes	$5.49	$5.26	4.4%
Pizza	$12.43	$12.76	2.6%
Beer	$11.02	$10.55	4.5%

Health Care

Item	Ashton-Sandy Spring	National avg.	Difference
Optometrist	$222.59	$140.06	58.9%
Doctor	$192.17	$153.82	24.9%
Dentist	$150.29	$123.15	22.0%
Ibuprofen	$12.57	$11.73	7.1%
Lipitor	$22.16	$23.61	6.1%

Housing

Item	Ashton-Sandy Spring	National avg.	Difference
Home Price	$972,363.00	$326,622.00	197.7%
Avg. Mortgage Payment	$5,047.56	$2,480.25	103.5%
Apartment Rent	$2,447.00	$1,444.00	69.5%

Transportation

Item	Ashton-Sandy Spring	National avg.	Difference
Gasoline	$3.10	$3.06	1.3%
Tire Balancing	$64.30	$65.21	1.4%

Utilities

Item	Ashton-Sandy Spring	National avg.	Difference
All Electricity	$251.50	$220.12	14.3%
Phone	$201.91	$195.71	3.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cottage City, MD	1,193	108	7.5%
Woodlawn CDP (Prince George's County), MD	8,071	109	9.1%
Lochearn, MD	26,216	110	10.1%
Milford Mill, MD	31,149	112	12.2%
Woodlawn, MD	42,611	113	12.6%
Ashton-Sandy Spring, MD	6,394	154	53.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Abilene, KS	6,394	82	18.5%
Sharon, MA	6,394	156	55.9%
Rushville, IN	6,395	80	20.1%
Powell, WY	6,395	100	0.4%
Delano, MN	6,392	106	6.2%
Ashton-Sandy Spring, MD	6,394	154	53.8%