F
24%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
84%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Arlington Heights Illinois National
Cost of living12498100
Groceries100100100
Health care98100100
Housing18495100
Transportation99101100
Utilities9899100
Lifestyle & Entertainment98100100
Household Items100100100
Education & Childcare98100100
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An Overview of Cost of Living in Arlington Heights, IL

Are you thinking about relocating, but curious about the potential cost of living in Arlington Heights? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Arlington Heights stands at 124, making it 24% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

If you're in pursuit of an economical living environment, Arlington Heights may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, Arlington Heights falls within this bracket.

Housing costs are a very significant part of the Arlington Heights cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 83.7% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.

What Do Locals Say About the Cost of Living in Arlington Heights?

The most insightful perspective on a city comes from its residents. We recently surveyed 9 locals to gauge their perception of the cost of living in Arlington Heights. The feedback revealed that 44% of respondents found the cost of living to be reasonable, with prices on the decline, while 56% regarded it as notably expensive with prices that continue to rise.

Is Arlington Heights Affordable?

Is Arlington Heights affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Arlington Heights, the median home price is 96.9% higher than the national average and monthly rent prices are 52.8% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Arlington Heights boasting a median household income of $151,218, 85.9% higher than the national average.

What Factors can Influence the Cost of Living in Arlington Heights?

Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Arlington Heights, the utilities index is 2% lower than the national average.

Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Arlington Heights, the groceries index is 0.4% lower than the national average.

Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Arlington Heights, the housing index is 83.7% higher than the national average.

Where is the Data From?

The cost of living estimates displayed for Arlington Heights are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Arlington Heights is 26% higher than the Illinois average
  • The cost of living in Arlington Heights is 24% higher than the national average
  • Arlington Heights housing is 84% higher than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Arlington Heights

See all the best places to live around Arlington Heights

Compare Arlington Heights, IL Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$173,672$14,473$4,052$5,211
      Renters$98,134$8,178$2,290$2,944
      A good indicator of the general affordability of housing in Arlington Heights, IL, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Arlington Heights, the median monthly income is $173,672 for those who own their own homes. Under the standard rule, that income level would allow for $4,052 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $98,134, per the median income in the area. That would allow for renters to spend up to $2,290 on monthly rental expenses.

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Maywood, IL23,986963.6%
      Bellwood, IL19,287991.0%
      Berkeley, IL5,2661000.2%
      Stone Park, IL4,9971000.4%
      Northlake, IL12,6961021.7%
      Arlington Heights, IL77,99012424.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Iowa City, IA77,9901022.2%
      Bellflower, CA78,04115150.6%
      Carmichael, CA77,82414039.9%
      Wyoming, MI78,208927.7%
      Georgetown, TX77,73111615.6%
      Arlington Heights, IL77,99012424.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.