Cost Of Living in Archer Lodge, NC

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A+

2%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

10%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Archer Lodge	North Carolina	National
Cost of living	102	96	100
Groceries	101	100	100
Health care	98	99	100
Housing	110	88	100
Transportation	99	99	100
Utilities	101	99	100
Lifestyle & Entertainment	98	100	100
Household Items	97	100	100
Education & Childcare	99	100	100

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Homes For Sale In Archer Lodge, NC

Oxford Arundel DR

Archer Lodge, NC

53 Ashby Dr

Clayton, NC

104 Arundel Dr

Archer Lodge, NC

170 Summerlin Dr

Clayton, NC

Cost Of Living Quick Facts

The cost of living in Archer Lodge is 7% higher than the North Carolina average
The cost of living in Archer Lodge is 2% higher than the national average
Archer Lodge housing is 10% higher than the national average
North Carolina general sales tax is 7% lower than the national average
North Carolina state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$109,315	$9,110	$2,551	$3,280
Renters	$0	$0	$0	$0

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Archer Lodge, NC, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Archer Lodge, homeowners have a median income of $109,315. Using that number, a maximum of $2,551 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $0, which means there is a maximum of $0 to be spent on the costs of renting a home or apartment.

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	4.75%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Princeton, NC	1,436	88	11.7%
Kenly, NC	2,443	89	11.4%
Selma, NC	7,159	89	11.0%
Bailey, NC	512	90	9.6%
Micro, NC	716	90	9.6%
Archer Lodge, NC	5,192	102	2.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
White Hall, AR	5,193	93	6.6%
Abbeville, SC	5,193	88	12.2%
South Haven, IN	5,189	91	9.0%
Mechanicville, NY	5,189	102	1.8%
Kings, Subd. D, NS	5,188	n/a
Archer Lodge, NC	5,192	102	2.3%