Cost Of Living in Tom Bean, TX

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8%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

24%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Tom Bean	Texas	National
Cost of living	92	94	100
Groceries	97	98	100
Health care	101	98	100
Housing	76	83	100
Transportation	97	98	100
Utilities	100	103	100
Lifestyle & Entertainment	100	98	100
Household Items	99	98	100
Education & Childcare	96	98	100

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Homes For Sale In Tom Bean, TX

420 Ball Rd

Whitewright, TX

TBD Joe Bob Ln

Tom Bean, TX

254 Jackson Rd

Whitewright, TX

109 Vaughn Meadows Dr

Whitewright, TX

Cost Of Living Quick Facts

The cost of living in Tom Bean is 3% lower than the Texas average
The cost of living in Tom Bean is 8% lower than the national average
Tom Bean housing is 24% lower than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$109,255	$9,105	$2,549	$3,278
Renters	$0	$0	$0	$0

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ravenna, TX	163	81	19.0%
Knollwood, TX	417	83	16.6%
Ector, TX	978	86	14.4%
Savoy, TX	1,030	87	13.5%
Leonard, TX	2,645	89	11.1%
Tom Bean, TX	1,142	92	8.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Sandoval, IL	1,142	82	17.7%
Johnson City, KS	1,142	88	12.4%
Ryland Heights, KY	1,142	93	7.1%
Lake Michigan Beach, MI	1,142	89	11.2%
Glasgow, MO	1,142	83	16.6%
Tom Bean, TX	1,142	92	8.5%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Tom Bean, TX

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Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Tom Bean

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Median Income & Debt-To-Income Ratio

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Nearby cities with low cost of living

Cities with similar population