| Index | Andover | Kansas | National |
| Cost of living | 106 | 90 | 100 |
| Groceries | 99 | 97 | 100 |
| Health care | 94 | 96 | 100 |
| Housing | 130 | 77 | 100 |
| Transportation | 97 | 96 | 100 |
| Utilities | 94 | 95 | 100 |
| Lifestyle & Entertainment | 92 | 94 | 100 |
| Household Items | 99 | 97 | 100 |
| Education & Childcare | 94 | 93 | 100 |
Knowing the cost of living in Andover allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Andover stands at 106, marking it 6% higher than the national average.
In Andover, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Andover will resemble that of an average city, contributing to a manageable cost of living.
Housing costs make up a big chunk of the cost of living in Andover, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 29.7% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
Is Andover affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Andover, for instance, where the median home price falls 20% higher than the national average, and monthly rent rates are 52.3% higher than usual. Additionally, median income levels contribute to the equation, with Andover flaunting a median household income of $148,563, 82.7% higher than the national norm.
Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Andover, the groceries index registers 0.6% lower than the national average.
Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Andover, the housing index is 29.7% higher than the national average.
Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.
The Andover cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
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| Utilities index | |
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| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $159,387 | $13,282 | $3,719 | $4,782 |
| Renters | $90,298 | $7,525 | $2,107 | $2,709 |
| State | General Sales Tax | With Max Surtax |
| Kansas | 6.5% | 11.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Kansas | 3.1% | 4.7% |
| City | Population | Cost of Living Index | National Avg. |
| Oaklawn-Sunview, KS | 3,476 | 80 | 20.4% |
| Douglass, KS | 1,833 | 84 | 16.2% |
| El Dorado, KS | 13,405 | 84 | 15.9% |
| Towanda, KS | 1,628 | 85 | 14.6% |
| Haysville, KS | 11,544 | 88 | 11.6% |
| Andover, KS | 14,032 | 106 | 6.2% |
| City | Population | Cost of Living Index | National Avg. |
| Grand Falls-Windsor, NL | 14,032 | n/a | |
| Federal Heights, CO | 14,024 | 95 | 5.1% |
| Teays Valley, WV | 14,024 | 103 | 3.2% |
| Elizabethton, TN | 14,021 | 88 | 11.8% |
| Blytheville, AR | 14,019 | 82 | 18.4% |
| Andover, KS | 14,032 | 106 | 6.2% |
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