A+
14%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
34%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Andalusia Alabama National
Cost of living8689100
Groceries9496100
Health care9495100
Housing6674100
Transportation9395100
Utilities10197100
Lifestyle & Entertainment8994100
Household Items9996100
Education & Childcare9193100
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Cost Of Living Quick Facts

  • The cost of living in Andalusia is 3% lower than the Alabama average
  • The cost of living in Andalusia is 14% lower than the national average
  • Andalusia housing is 34% lower than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Andalusia

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Compare Andalusia, AL Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$85,487$7,124$1,995$2,565
      Renters$33,756$2,813$788$1,013
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Andalusia, AL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Andalusia homeowners, is $85,487. This would allow for a maximum of $1,995 per month to be spent on housing costs. For renters, the median monthly income is $33,756 which would result in a maximum of $788 to be spent on rental costs.

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Heath, AL2997822.4%
      Red Level, AL3728020.4%
      Babbie, AL5347920.9%
      Dozier, AL4738019.7%
      Gantt, AL1788119.2%
      Andalusia, AL9,0418614.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      McFarland, WI9,04011010.1%
      New Albany, MS9,0398712.7%
      Palm Beach, FL9,038230130.3%
      Riverside, IL9,04412828.4%
      Frankfort Square, IL9,03711110.7%
      Andalusia, AL9,0418614.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.