Cost Of Living in Amherst, CO

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B+

8%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Amherst	Colorado	National
Cost of living	108	115	100
Groceries	102	104	100
Health care	108	107	100
Housing	n/a	136	100
Transportation	107	106	100
Utilities	113	108	100
Lifestyle & Entertainment	107	107	100
Household Items	107	105	100
Education & Childcare	117	111	100

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Homes For Sale In Amherst, CO

County Road 40

Holyoke, CO

Cost Of Living Quick Facts

The cost of living in Amherst is 7% lower than the Colorado average
The cost of living in Amherst is 8% higher than the national average
Amherst housing is 27% higher than the national average
Colorado general sales tax is 43% lower than the national average
Colorado state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

Colorado Sales Tax

State	General Sales Tax	With Max Surtax
Colorado	2.9%	10%

Colorado Income Tax

State	Income Tax (Low)	Income Tax (High)
Colorado	4.4%	4.4%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Lamar, NE	9	108	7.7%
Venango, NE	165	90	10.2%
Holyoke, CO	2,667	104	4.1%
Amherst, CO	159	108	7.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Alicia, AR	159	74	25.6%
Louann, AR	159	96	4.0%
Crystal Beach, AZ	159	73	26.6%
Hard Rock, AZ	159	92	8.2%
Pine Flat, CA	159	112	12.5%
Amherst, CO	159	108	7.7%