Cost Of Living in Ames, OK

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21%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

61%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Ames	Oklahoma	National
Cost of living	79	88	100
Groceries	96	96	100
Health care	98	95	100
Housing	39	70	100
Transportation	95	96	100
Utilities	94	96	100
Lifestyle & Entertainment	95	94	100
Household Items	97	97	100
Education & Childcare	97	93	100

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Homes For Sale In Ames, OK

100 N Woodward St

Ames, OK

50316 S County Road 271

Ames, OK

55399 Lakeview Dr

Ames, OK

Cost Of Living Quick Facts

The cost of living in Ames is 10% lower than the Oklahoma average
The cost of living in Ames is 21% lower than the national average
Ames housing is 61% lower than the national average
Oklahoma general sales tax is 12% lower than the national average
Oklahoma state income tax is 90% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$95,659	$7,972	$2,232	$2,870
Renters	$164,592	$13,716	$3,840	$4,938

Oklahoma Sales Tax

State	General Sales Tax	With Max Surtax
Oklahoma	4.5%	11%

Oklahoma Income Tax

State	Income Tax (Low)	Income Tax (High)
Oklahoma	0.25%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Isabella, OK	94	96	3.9%
Okeene, OK	1,033	82	17.7%
Cleo Springs, OK	424	83	17.5%
Ringwood, OK	591	83	17.4%
Lahoma, OK	500	85	14.7%
Ames, OK	263	79	21.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Jacob City, FL	263	79	20.9%
Maalaea, HI	263	148	47.6%
Davis City, IA	263	78	21.9%
Diamondhead Lake, IA	263	105	4.9%
Ridgeway, IA	263	87	13.2%
Ames, OK	263	79	21.0%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Ames, OK

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Oklahoma Sales Tax

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Nearby cities with low cost of living

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