Cost Of Living in Amber, OK

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16%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

44%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Amber	Oklahoma	National
Cost of living	84	88	100
Groceries	98	96	100
Health care	93	95	100
Housing	56	70	100
Transportation	98	96	100
Utilities	94	96	100
Lifestyle & Entertainment	98	94	100
Household Items	98	97	100
Education & Childcare	88	93	100

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Homes For Sale In Amber, OK

4200 S Hwy 92

Amber, OK

1704 County Street 2840

Amber, OK

1 1st St

Amber, OK

8 Oklahoma 92

Amber, OK

Cost Of Living Quick Facts

The cost of living in Amber is 5% lower than the Oklahoma average
The cost of living in Amber is 16% lower than the national average
Amber housing is 44% lower than the national average
Oklahoma general sales tax is 12% lower than the national average
Oklahoma state income tax is 90% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$56,844	$4,737	$1,326	$1,705
Renters	$76,684	$6,390	$1,789	$2,301

Oklahoma Sales Tax

State	General Sales Tax	With Max Surtax
Oklahoma	4.5%	11%

Oklahoma Income Tax

State	Income Tax (Low)	Income Tax (High)
Oklahoma	0.25%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Norge, OK	185	79	21.1%
Verden, OK	599	79	20.8%
Pocasset, OK	136	81	19.3%
Minco, OK	1,838	82	18.1%
Chickasha, OK	16,675	85	15.3%
Amber, OK	428	84	16.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Tyonek, AK	428	94	6.4%
Newville, AL	428	80	20.4%
Thomaston, AL	428	76	23.6%
Fulton, CA	428	240	140.1%
Rio Oso, CA	428	141	41.1%
Amber, OK	428	84	16.4%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Amber, OK

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Median Income & Debt-To-Income Ratio

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Nearby cities with low cost of living

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