Scenic Oaks cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexScenic OaksTexasNational
Cost of living index11791100
IndexScenic OaksTexasNational
Goods & Services index10297100
Groceries index8390100
Health care index9296100
Housing index17481100
Transportation index8595100
Utilities index8794100
An overview of the general cost of living index for Scenic Oaks, TX is displayed above for your reference. Residents in Scenic Oaks, TX enjoy a cost of living index of 117. This index is 29% higher than the Texas average, and 17% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Scenic Oaks, TX, the average cost of goods and services is 5% higher than it is in Texas, and it is 2% higher than the national average.

Did you know?

  • The cost of living in Scenic Oaks is 29% higher than the Texas average.
  • The cost of living in Scenic Oaks is 17% higher than the national average.
  • The cost of housing in Scenic Oaks is 74% higher than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare Scenic Oaks, TX Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Scenic Oaks, TX would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Scenic Oaks, TX, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Scenic Oaks, TX salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Scenic Oaks, TX, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Scenic Oaks, TX has a median income of about $144,583 for people who own homes. Based on that number, a person should spend a maximum of $3,373 on expenses related to housing. Renters have a slightly different median income, which is $31,382. Based on this average, renters should spend no more than $732 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
The Texas sales tax and Texas income tax rates should definitely be considered when determining the overall cost of living in Scenic Oaks, TX. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Texas sales tax is 6.25% and the maximum surtax is 8.25%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Texas income tax rates range from 0% to 0%.

Goods & Services

ItemScenic OaksNational avg.Difference
Haircut $14.00$14.594.1%
Beauty Salon $35.00$34.680.9%
Toothpaste $2.96$2.4719.7%
Shampoo $0.83$1.0218.8%
Movie $10.50$9.876.4%
Bowling $5.50$4.3925.2%


ItemScenic OaksNational avg.Difference
Ground Beef $3.99$4.4810.9%
Fried Chicken $1.07$1.4626.9%
Milk $2.49$2.365.7%
Potatoes $3.11$3.061.6%
Pizza $9.08$9.241.8%
Beer $8.23$8.634.7%

Health Care

ItemScenic OaksNational avg.Difference
Optometrist $85.00$99.7814.8%
Doctor $96.67$105.038.0%
Dentist $81.67$88.707.9%
Ibuprofen $7.97$9.4115.3%
Lipitor $285.91$298.504.2%


ItemScenic OaksNational avg.Difference
Home Price $332,400.00$175,700.0089.2%
Avg. Mortgage Payment $727.20$1,081.0332.7%
Apartment Rent $1,269.00$920.0037.9%


ItemScenic OaksNational avg.Difference
Gasoline $1.84$2.0911.8%
Tire Balancing $34.80$45.2923.2%


ItemScenic OaksNational avg.Difference
All Electricity$133.30$170.8022.0%
Phone $28.00$28.260.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Balcones Heights, TX2,82583-17%
Leon Valley, TX10,65892-8%
Grey Forest, TX49999-1%
Boerne, TX11,6741011%
Bulverde, TX4,7061044%
Scenic Oaks, TX5,45611717%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Lake Fenton, MI5,45697-3%
Warm Mineral Springs, FL5,45493-7%
Hazard, KY5,45387-13%
Coal City, IL5,460100-0%
Bowling Green, MO5,45284-16%
Scenic Oaks, TX5,45611717%
Source: The Scenic Oaks, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.