Vandalia cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexVandaliaIllinoisNational
Cost of living index8199100
IndexVandaliaIllinoisNational
Goods & Services index9498100
Groceries index9699100
Health care index92101100
Housing index4999100
Transportation index9697100
Utilities index100101100
A general summary of the cost of living index in Vandalia, IL is shown above. Compared to the state average of Illinois the cost of living index in Vandalia, IL is 81, which is 18% lower than the average in Illinois and compared to the national average it is 19% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Vandalia, IL goods and services come in at 5% lower than the average in Illinois and are 6% lower than compared to the nationwide average.

Did you know?

  • The cost of living in Vandalia is 18% lower than the Illinois average.
  • The cost of living in Vandalia is 19% lower than the national average.
  • The cost of housing in Vandalia is 51% lower than the national average.
  • Illinois general sales tax is 23% higher than the national average.
  • Illinois state income tax is 69% higher than the national average.

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Compare Vandalia, IL Cost of living To Other Cities

Salary Calculator

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Using the salary calculator lets you compare the salary you earn in Vandalia, IL to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Vandalia, IL, you have to earn a higher income in order to still have the same standard of living. To operate the Vandalia, IL salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$54,362$4,530$1,268$1,631
Renters$28,472$2,373$664$854
One can approximate the cost of living and the housing affordability in Vandalia, IL by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Vandalia, IL have a median income of $54,362. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,268 per month to avoid calamity and poverty. The renters in the city have an income of about $28,472, which would make their monthly maximum allowable rental costs $664.

Illinois Sales Tax

StateGeneral Sales TaxWith Max Surtax
Illinois6.25%9.75%

Illinois Income Tax

StateIncome Tax (Low)Income Tax (High)
Illinois3.75%3.75%
One thing to keep in mind when considering the cost of living in Vandalia, IL is the Illinois sales tax and Illinois income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Illinois sales tax rate is 6.25% and the maximum surtax that can be charged is 9.75%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Illinois income tax rates range from 3.75% to 3.75%.

Goods & Services

ItemVandaliaNational avg.Difference
Haircut $14.55$14.590.3%
Beauty Salon $27.80$34.6819.8%
Toothpaste $2.99$2.4720.9%
Shampoo $0.88$1.0213.9%
Movie $8.92$9.879.6%
Bowling $4.25$4.393.2%

Groceries

ItemVandaliaNational avg.Difference
Ground Beef $4.04$4.489.8%
Fried Chicken $1.14$1.4622.1%
Milk $1.62$2.3631.3%
Potatoes $2.91$3.064.9%
Pizza $9.32$9.240.8%
Beer $8.82$8.632.2%

Health Care

ItemVandaliaNational avg.Difference
Optometrist $82.00$99.7817.8%
Doctor $99.00$105.035.7%
Dentist $72.40$88.7018.4%
Ibuprofen $8.21$9.4112.8%
Lipitor $321.28$298.507.6%

Housing

ItemVandaliaNational avg.Difference
Home Price $78,200.00$175,700.0055.5%
Avg. Mortgage Payment $940.23$1,081.0313.0%
Apartment Rent $553.00$920.0039.9%

Transportation

ItemVandaliaNational avg.Difference
Gasoline $1.88$2.0910.3%
Tire Balancing $52.05$45.2914.9%

Utilities

ItemVandaliaNational avg.Difference
All Electricity$189.55$170.8011.0%
Phone $23.80$28.2615.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Vernon, IL9977-23%
Smithboro, IL15080-20%
Brownstown, IL70077-23%
Fillmore, IL28979-21%
St. Peter, IL34978-22%
Vandalia, IL6,24781-19%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Cambria, CA6,24616262%
East Garden City, NY6,24919696%
Palmer, AK6,25011616%
Bellefonte, PA6,25099-1%
Tuttle, OK6,25291-9%
Vandalia, IL6,24781-19%
Source: The Vandalia, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.