Rancho Cucamonga cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexRancho CucamongaCaliforniaNational
Cost of living index136137100
IndexRancho CucamongaCaliforniaNational
Goods & Services index107109100
Groceries index113118100
Health care index107111100
Housing index193189100
Transportation index138130100
Utilities index103112100
Here we can see a simple outline of the cost of living in Rancho Cucamonga, CA. As you can see, with the average cost of living in Rancho Cucamonga, CA being 136, that puts it equal to the average of California and 36% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Rancho Cucamonga, CA, the price of goods and services are 2% lower than the average of California as well as 7% higher than the nation's average.

Did you know?

  • The cost of living in Rancho Cucamonga is equal to the California average.
  • The cost of living in Rancho Cucamonga is 36% higher than the national average.
  • The cost of housing in Rancho Cucamonga is 93% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Rancho Cucamonga, CA Cost of living To Other Cities

Salary Calculator

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Health care index
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Use the salary calculator to compare your current salary in Rancho Cucamonga, CA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Rancho Cucamonga, CA, then you would need to earn more income in order to maintain the same standard of living. To use the Rancho Cucamonga, CA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$99,718$8,310$2,327$2,992
Renters$53,252$4,438$1,242$1,598
One can approximate the cost of living and the housing affordability in Rancho Cucamonga, CA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Rancho Cucamonga, CA have a median income of $99,718. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,327 per month to avoid calamity and poverty. The renters in the city have an income of about $53,252, which would make their monthly maximum allowable rental costs $1,242.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
When assessing the complete cost of living in Rancho Cucamonga, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10%, and the California sales tax is 7.5%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 12.3% in California.

Goods & Services

ItemRancho CucamongaNational avg.Difference
Haircut $18.80$15.5620.8%
Beauty Salon $61.40$36.1170.1%
Toothpaste $2.67$2.478.0%
Shampoo $1.20$0.9624.4%
Movie $13.02$10.1328.5%
Bowling $6.27$4.7432.4%

Groceries

ItemRancho CucamongaNational avg.Difference
Ground Beef $4.66$3.9816.9%
Fried Chicken $1.35$1.414.3%
Milk $1.98$2.064.1%
Potatoes $2.54$2.9814.7%
Pizza $10.99$9.4716.0%
Beer $10.36$8.7917.8%

Health Care

ItemRancho CucamongaNational avg.Difference
Optometrist $101.11$101.040.1%
Doctor $96.33$107.4410.3%
Dentist $106.10$90.4217.3%
Ibuprofen $11.77$9.2826.8%
Lipitor $433.14$426.501.6%

Housing

ItemRancho CucamongaNational avg.Difference
Home Price $365,100.00$175,700.00107.8%
Avg. Mortgage Payment $3,096.05$1,133.23173.2%
Apartment Rent $1,454.00$920.0058.0%

Transportation

ItemRancho CucamongaNational avg.Difference
Gasoline $3.05$1.9953.1%
Tire Balancing $47.53$45.763.9%

Utilities

ItemRancho CucamongaNational avg.Difference
All Electricity$170.50$163.814.1%
Phone $29.19$28.392.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Muscoy, CA11,6741066%
Bloomington, CA25,2281099%
Lytle Creek, CA1,12711010%
Rialto, CA101,36711111%
Jurupa Valley, CA97,24711616%
Rancho Cucamonga, CA170,17013636%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Santa Rosa, CA170,78214242%
Port St. Lucie, FL169,2601000%
Fort Lauderdale, FL171,13711111%
Oceanside, CA171,40013333%
Chattanooga, TN171,86391-9%
Rancho Cucamonga, CA170,17013636%
Source: The Rancho Cucamonga, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.