Bloomington cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexBloomingtonCaliforniaNational
Cost of living index108135100
IndexBloomingtonCaliforniaNational
Goods & Services index104107100
Groceries index109117100
Health care index104109100
Housing index104189100
Transportation index127125100
Utilities index113116100
A general summary of the cost of living index in Bloomington, CA is shown above. Compared to the state average of California the cost of living index in Bloomington, CA is 108, which is 21% lower than the average in California and compared to the national average it is 8% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Bloomington, CA goods and services come in at 3% lower than the average in California and are 4% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Bloomington is 21% lower than the California average.
  • The cost of living in Bloomington is 8% higher than the national average.
  • The cost of housing in Bloomington is 4% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Bloomington, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Using the salary calculator lets you compare the salary you earn in Bloomington, CA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Bloomington, CA, you have to earn a higher income in order to still have the same standard of living. To operate the Bloomington, CA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$54,280$4,523$1,266$1,629
Renters$40,387$3,366$942$1,212
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Bloomington, CA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Bloomington, CA homeowners, is $54,280. This would allow for a maximum of $1,266 per month to be spent on housing costs. For renters, the median monthly income is $40,387 which would result in a maximum of $942 to be spent on rental costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
When assessing the complete cost of living in Bloomington, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10%, and the California sales tax is 7.5%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 12.3% in California.

Goods & Services

ItemBloomingtonNational avg.Difference
Haircut $18.89$14.5929.4%
Beauty Salon $60.96$34.6875.8%
Toothpaste $2.59$2.474.7%
Shampoo $1.09$1.026.7%
Movie $12.50$9.8726.7%
Bowling $5.79$4.3931.8%

Groceries

ItemBloomingtonNational avg.Difference
Ground Beef $4.49$4.480.3%
Fried Chicken $1.74$1.4618.8%
Milk $2.69$2.3614.1%
Potatoes $3.32$3.068.4%
Pizza $9.00$9.242.6%
Beer $9.35$8.638.3%

Health Care

ItemBloomingtonNational avg.Difference
Optometrist $104.42$99.784.7%
Doctor $95.57$105.039.0%
Dentist $102.40$88.7015.4%
Ibuprofen $11.60$9.4123.2%
Lipitor $281.41$298.505.7%

Housing

ItemBloomingtonNational avg.Difference
Home Price $170,100.00$175,700.003.2%
Avg. Mortgage Payment $2,759.31$1,081.03155.2%
Apartment Rent $1,097.00$920.0019.2%

Transportation

ItemBloomingtonNational avg.Difference
Gasoline $2.61$2.0924.8%
Tire Balancing $60.00$45.2932.5%

Utilities

ItemBloomingtonNational avg.Difference
All Electricity$186.13$170.809.0%
Phone $33.30$28.2617.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
San Bernardino, CA213,0441044%
Muscoy, CA11,6741055%
Colton, CA53,1291055%
Crestline, CA9,4371077%
Lytle Creek, CA1,1271088%
Bloomington, CA25,2281088%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Harvey, IL25,22592-8%
Freeport, IL25,22583-17%
Ossining, NY25,23214646%
Westmont, IL25,23611717%
Bridgeton, NJ25,25297-3%
Bloomington, CA25,2281088%
Source: The Bloomington, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.