Santa Rosa cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSanta RosaCaliforniaNational
Cost of living index139136100
IndexSanta RosaCaliforniaNational
Goods & Services index115107100
Groceries index124117100
Health care index119109100
Housing index186189100
Transportation index131125100
Utilities index108116100
Displayed above is a general overview of the Santa Rosa, CA cost of living index. The overall cost of living index in Santa Rosa, CA is 139, which is 2% higher than the California average and 39% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Santa Rosa, CA are 8% higher than the California average and 15% higher than the national average.

Did you know?

  • The cost of living in Santa Rosa is 2% higher than the California average.
  • The cost of living in Santa Rosa is 39% higher than the national average.
  • The cost of housing in Santa Rosa is 86% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Santa Rosa, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Cost of living index
Goods & Services index
Groceries index
Health care index
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The salary calculator is used in order to provide a comparison of your current salary in Santa Rosa, CA to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Santa Rosa, CA, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Santa Rosa, CA salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$79,231$6,603$1,849$2,377
Renters$43,283$3,607$1,010$1,299
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Santa Rosa, CA, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Santa Rosa, CA homeowners have a median income of $79,231. Using that number, you will come up with a maximum of $1,849 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $43,283, which means there is a maximum of $1,010 to be spent on the costs of renting a home or apartment.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
One thing to keep in mind when considering the cost of living in Santa Rosa, CA is the California sales tax and California income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The California sales tax rate is 7.5% and the maximum surtax that can be charged is 10%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The California income tax rates range from 1% to 12.3%.

Goods & Services

ItemSanta RosaNational avg.Difference
Haircut $18.44$14.5926.4%
Beauty Salon $59.40$34.6871.3%
Toothpaste $3.14$2.4727.0%
Shampoo $1.09$1.026.7%
Movie $11.00$9.8711.5%
Bowling $6.63$4.3951.0%

Groceries

ItemSanta RosaNational avg.Difference
Ground Beef $3.97$4.4811.3%
Fried Chicken $2.07$1.4641.4%
Milk $2.77$2.3617.5%
Potatoes $3.69$3.0620.5%
Pizza $9.00$9.242.6%
Beer $9.93$8.6315.0%

Health Care

ItemSanta RosaNational avg.Difference
Optometrist $120.44$99.7820.7%
Doctor $127.57$105.0321.5%
Dentist $122.43$88.7038.0%
Ibuprofen $11.97$9.4127.2%
Lipitor $254.50$298.5014.7%

Housing

ItemSanta RosaNational avg.Difference
Home Price $377,000.00$181,400.00107.8%
Avg. Mortgage Payment $3,294.70$1,081.03204.8%
Apartment Rent $1,209.00$889.0036.0%

Transportation

ItemSanta RosaNational avg.Difference
Gasoline $2.80$2.0933.8%
Tire Balancing $55.37$45.2922.3%

Utilities

ItemSanta RosaNational avg.Difference
All Electricity$213.39$170.8024.9%
Phone $24.12$28.2614.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Valley Ford, CA6811313%
Roseland, CA6,40112727%
Rohnert Park, CA40,89513232%
Calistoga, CA5,15613636%
Cotati, CA7,24213737%
Santa Rosa, CA167,20713939%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Fort Lauderdale, FL167,37011313%
Oceanside, CA167,79913333%
Chattanooga, TN167,86991-9%
Rancho Cucamonga, CA165,77513434%
Ontario, CA165,26012020%
Santa Rosa, CA167,20713939%
Source: The Santa Rosa, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.