Ralston cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexRalstonNebraskaNational
Cost of living index8888100
IndexRalstonNebraskaNational
Goods & Services index9594100
Groceries index9496100
Health care index9898100
Housing index7475100
Transportation index9694100
Utilities index9187100
The above illustration supplies generalized information for the Ralston, NE cost of living index. Compared to other cities in Nebraska and cities across the country, the cost of living index in Ralston, NE is 88, which is equal to the Nebraska average and 12% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Ralston, NE are 1% higher than the average for Nebraska and 5% lower than the rest of the country.

Did you know?

  • The cost of living in Ralston is equal to the Nebraska average.
  • The cost of living in Ralston is 12% lower than the national average.
  • The cost of housing in Ralston is 26% lower than the national average.
  • Nebraska general sales tax is 8% higher than the national average.
  • Nebraska state income tax is 11% higher than the national average.

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Compare Ralston, NE Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Ralston, NE would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Ralston, NE, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Ralston, NE salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$67,358$5,613$1,572$2,021
Renters$28,786$2,399$672$864
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Ralston, NE, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Ralston, NE homeowners have a median income of $67,358. Using that number, you will come up with a maximum of $1,572 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $28,786, which means there is a maximum of $672 to be spent on the costs of renting a home or apartment.

Nebraska Sales Tax

StateGeneral Sales TaxWith Max Surtax
Nebraska5.5%7.5%

Nebraska Income Tax

StateIncome Tax (Low)Income Tax (High)
Nebraska2.46%6.84%
When considering the overall cost of living expenses in Ralston, NE, it's important to take into account the sales tax for Nebraska, as well as the rate for income tax in Nebraska. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Nebraska is 7.5%, and the sales tax in the state of Nebraska is 5.5%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Nebraska starts from 2.46% and goes up to 6.84%.

Goods & Services

ItemRalstonNational avg.Difference
Haircut $15.39$15.561.1%
Beauty Salon $34.42$36.114.7%
Toothpaste $1.77$2.4728.3%
Shampoo $0.87$0.969.8%
Movie $9.71$10.134.1%
Bowling $3.52$4.7425.6%

Groceries

ItemRalstonNational avg.Difference
Ground Beef $3.68$3.987.7%
Fried Chicken $1.51$1.417.5%
Milk $1.85$2.0610.5%
Potatoes $2.73$2.988.3%
Pizza $9.32$9.471.6%
Beer $8.04$8.798.6%

Health Care

ItemRalstonNational avg.Difference
Optometrist $95.17$101.045.8%
Doctor $135.83$107.4426.4%
Dentist $70.17$90.4222.4%
Ibuprofen $9.04$9.282.6%
Lipitor $434.14$426.501.8%

Housing

ItemRalstonNational avg.Difference
Home Price $126,900.00$175,700.0027.8%
Avg. Mortgage Payment $892.28$1,133.2321.3%
Apartment Rent $711.00$920.0022.7%

Transportation

ItemRalstonNational avg.Difference
Gasoline $1.72$1.9913.7%
Tire Balancing $53.40$45.7616.7%

Utilities

ItemRalstonNational avg.Difference
All Electricity$170.07$163.813.8%
Phone $21.00$28.3926.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Boys Town, NE91494-6%
Richfield, NE16694-6%
La Platte, NE9268-32%
King Lake, NE9677-23%
South Bend, NE8883-17%
Ralston, NE6,82688-12%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Yardville, NJ6,82512020%
Carmel Hamlet, NY6,82414646%
Great Neck Plaza, NY6,82315252%
Cherry Valley, CA6,8231099%
Madison, SD6,83084-16%
Ralston, NE6,82688-12%
Source: The Ralston, NE cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.