New Cumberland cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexNew CumberlandPennsylvaniaNational
Cost of living index98100100
IndexNew CumberlandPennsylvaniaNational
Goods & Services index10099100
Groceries index97102100
Health care index9090100
Housing index9193100
Transportation index100109100
Utilities index113115100
Displayed above is a general overview of the New Cumberland, PA cost of living index. The overall cost of living index in New Cumberland, PA is 98, which is 2% lower than the Pennsylvania average and 2% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in New Cumberland, PA are 2% higher than the Pennsylvania average and equal to the national average.

Did you know?

  • The cost of living in New Cumberland is 2% lower than the Pennsylvania average.
  • The cost of living in New Cumberland is 2% lower than the national average.
  • The cost of housing in New Cumberland is 9% lower than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Compare New Cumberland, PA Cost of living To Other Cities

Salary Calculator

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Using the salary calculator lets you compare the salary you earn in New Cumberland, PA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in New Cumberland, PA, you have to earn a higher income in order to still have the same standard of living. To operate the New Cumberland, PA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$71,221$5,935$1,662$2,137
Renters$37,982$3,165$886$1,140
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in New Cumberland, PA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. New Cumberland, PA has a median income of about $71,221 for people who own homes. Based on that number, a person should spend a maximum of $1,662 on expenses related to housing. Renters have a slightly different median income, which is $37,982. Based on this average, renters should spend no more than $886 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax
Pennsylvania6%8%

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
Pennsylvania3.07%3.07%
The Pennsylvania sales tax and Pennsylvania income tax rates should definitely be considered when determining the overall cost of living in New Cumberland, PA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Pennsylvania sales tax is 6% and the maximum surtax is 8%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Pennsylvania income tax rates range from 3.07% to 3.07%.

Goods & Services

ItemNew CumberlandNational avg.Difference
Haircut $13.00$15.5616.5%
Beauty Salon $30.83$36.1114.6%
Toothpaste $2.25$2.479.0%
Shampoo $0.98$0.961.9%
Movie $9.11$10.1310.0%
Bowling $4.30$4.749.1%

Groceries

ItemNew CumberlandNational avg.Difference
Ground Beef $4.32$3.988.5%
Fried Chicken $1.46$1.413.8%
Milk $1.89$2.068.3%
Potatoes $3.49$2.9816.9%
Pizza $6.99$9.4726.2%
Beer $10.94$8.7924.4%

Health Care

ItemNew CumberlandNational avg.Difference
Optometrist $88.69$101.0412.2%
Doctor $92.98$107.4413.5%
Dentist $77.23$90.4214.6%
Ibuprofen $8.75$9.285.7%
Lipitor $437.76$426.502.6%

Housing

ItemNew CumberlandNational avg.Difference
Home Price $163,100.00$175,700.007.2%
Avg. Mortgage Payment $1,023.97$1,133.239.6%
Apartment Rent $787.00$920.0014.5%

Transportation

ItemNew CumberlandNational avg.Difference
Gasoline $2.13$1.997.0%
Tire Balancing $38.58$45.7615.7%

Utilities

ItemNew CumberlandNational avg.Difference
All Electricity$170.91$163.814.3%
Phone $35.44$28.3924.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Messiah College, PA2,3051011%
New Market, PA54686-14%
Oberlin, PA46787-13%
Harrisburg, PA49,29788-12%
York Haven, PA75888-12%
New Cumberland, PA7,27698-2%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Fort Bragg, CA7,27413131%
Nebraska City, NE7,27984-16%
Brook Highland, AL7,28111313%
Lincolnshire, IL7,27015454%
Carneys Point, NJ7,2681044%
New Cumberland, PA7,27698-2%
Source: The New Cumberland, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.