Devils Lake cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexDevils LakeNorth DakotaNational
Cost of living index8393100
IndexDevils LakeNorth DakotaNational
Goods & Services index96100100
Groceries index101103100
Health care index105110100
Housing index5179100
Transportation index105100100
Utilities index8585100
A general summary of the cost of living index in Devils Lake, ND is shown above. Compared to the state average of North Dakota the cost of living index in Devils Lake, ND is 83, which is 11% lower than the average in North Dakota and compared to the national average it is 17% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Devils Lake, ND goods and services come in at 4% lower than the average in North Dakota and are 5% lower than compared to the nationwide average.

Did you know?

  • The cost of living in Devils Lake is 11% lower than the North Dakota average.
  • The cost of living in Devils Lake is 17% lower than the national average.
  • The cost of housing in Devils Lake is 49% lower than the national average.
  • North Dakota general sales tax is 2% lower than the national average.
  • North Dakota state income tax is 45% lower than the national average.

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Compare Devils Lake, ND Cost of living To Other Cities

Salary Calculator

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Using the salary calculator lets you compare the salary you earn in Devils Lake, ND to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Devils Lake, ND, you have to earn a higher income in order to still have the same standard of living. To operate the Devils Lake, ND salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$54,224$4,519$1,265$1,627
Renters$25,347$2,112$591$760
The affordability of the housing market in Devils Lake, ND as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Devils Lake, ND homeowners, the median income is $54,224. This indicates that a monthly maximum of $1,265 should be spent by homeowners on all housing related costs. Renters have a median income of $25,347. This indicates that renters should have a maximum of $591 used for their rent related monthly costs.

North Dakota Sales Tax

StateGeneral Sales TaxWith Max Surtax
North Dakota5%8%

North Dakota Income Tax

StateIncome Tax (Low)Income Tax (High)
North Dakota1.22%3.22%
For those who live in Devils Lake, ND and want to know what the true cost of living is, they ought to look at both the North Dakota income tax rate and the North Dakota sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In North Dakota, the sales tax is 5%, while the most you'll pay in surtax is 8%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in North Dakota, the income tax rate ranges between 1.22% to 3.22%.

Goods & Services

ItemDevils LakeNational avg.Difference
Haircut $15.52$15.560.3%
Beauty Salon $29.06$36.1119.5%
Toothpaste $2.56$2.473.7%
Shampoo $0.82$0.9615.4%
Movie $7.74$10.1323.6%
Bowling $3.57$4.7424.7%

Groceries

ItemDevils LakeNational avg.Difference
Ground Beef $3.21$3.9819.5%
Fried Chicken $1.28$1.419.1%
Milk $2.33$2.0612.8%
Potatoes $3.22$2.987.9%
Pizza $8.94$9.475.7%
Beer $8.96$8.791.9%

Health Care

ItemDevils LakeNational avg.Difference
Optometrist $105.43$101.044.3%
Doctor $119.65$107.4411.4%
Dentist $85.79$90.425.1%
Ibuprofen $10.64$9.2814.7%
Lipitor $466.48$426.509.4%

Housing

ItemDevils LakeNational avg.Difference
Home Price $86,100.00$175,700.0051.0%
Avg. Mortgage Payment $1,083.92$1,133.234.4%
Apartment Rent $509.00$920.0044.7%

Transportation

ItemDevils LakeNational avg.Difference
Gasoline $2.05$1.993.1%
Tire Balancing $50.01$45.769.3%

Utilities

ItemDevils LakeNational avg.Difference
All Electricity$158.63$163.813.2%
Phone $19.96$28.3929.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Churchs Ferry, ND71011%
Fort Totten, ND1,26972-28%
Crary, ND14579-21%
Devils Lake, ND7,21883-17%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Sioux Center, IA7,21898-2%
Hudsonville, MI7,21788-12%
Westphalia, MD7,21713232%
Southgate, FL7,2201044%
Navasota, TX7,21586-14%
Devils Lake, ND7,21883-17%
Source: The Devils Lake, ND cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.