Liberty cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8691100
Goods & Services index10197100
Groceries index8690100
Health care index9196100
Housing index6681100
Transportation index8995100
Utilities index9494100
A general summary of the cost of living index in Liberty, TX is shown above. Compared to the state average of Texas the cost of living index in Liberty, TX is 86, which is 5% lower than the average in Texas and compared to the national average it is 14% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Liberty, TX goods and services come in at 3% higher than the average in Texas and are 1% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Liberty is 5% lower than the Texas average.
  • The cost of living in Liberty is 14% lower than the national average.
  • The cost of housing in Liberty is 34% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Liberty, TX would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Liberty, TX, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Liberty, TX salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Liberty, TX, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Liberty, TX homeowners have a median income of $46,536. Using that number, you will come up with a maximum of $1,086 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $34,325, which means there is a maximum of $801 to be spent on the costs of renting a home or apartment.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
The Texas sales tax and Texas income tax rates should definitely be considered when determining the overall cost of living in Liberty, TX. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Texas sales tax is 6.25% and the maximum surtax is 8.25%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Texas income tax rates range from 0% to 0%.

Goods & Services

ItemLibertyNational avg.Difference
Haircut $15.70$14.597.6%
Beauty Salon $50.70$34.6846.2%
Toothpaste $2.05$2.4717.1%
Shampoo $0.83$1.0218.8%
Movie $10.14$9.872.8%
Bowling $5.35$4.3921.8%


ItemLibertyNational avg.Difference
Ground Beef $4.78$4.486.8%
Fried Chicken $1.22$1.4616.7%
Milk $1.69$2.3628.3%
Potatoes $2.51$3.0618.0%
Pizza $8.69$9.246.0%
Beer $8.88$8.632.9%

Health Care

ItemLibertyNational avg.Difference
Optometrist $91.56$99.788.2%
Doctor $78.68$105.0325.1%
Dentist $85.89$88.703.2%
Ibuprofen $7.98$9.4115.2%
Lipitor $306.58$298.502.7%


ItemLibertyNational avg.Difference
Home Price $97,500.00$175,700.0044.5%
Avg. Mortgage Payment $1,037.88$1,081.034.0%
Apartment Rent $826.00$920.0010.2%


ItemLibertyNational avg.Difference
Gasoline $1.94$2.097.1%
Tire Balancing $35.44$45.2921.7%


ItemLibertyNational avg.Difference
All Electricity$144.44$170.8015.4%
Phone $30.15$28.266.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Dayton Lakes, TX7070-30%
Ames, TX1,19579-21%
Hull, TX54078-22%
Devers, TX45481-19%
Daisetta, TX85283-17%
Liberty, TX8,69686-14%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Beckett Ridge, OH8,6931044%
Cloverdale, CA8,69213232%
Paris, IL8,70285-15%
Evergreen, CO8,69012828%
Morrisville, PA8,68911616%
Liberty, TX8,69686-14%
Source: The Liberty, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.