Cost Of Living In Girard, OH

Girard cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Girard	Ohio	National
Cost of living index	84	91	100
Index	Girard	Ohio	National
Goods & Services index	88	99	100
Groceries index	118	101	100
Health care index	88	95	100
Housing index	53	75	100
Transportation index	102	101	100
Utilities index	96	91	100

A general summary of the cost of living index in Girard, OH is shown above. Compared to the state average of Ohio the cost of living index in Girard, OH is 84, which is 8% lower than the average in Ohio and compared to the national average it is 16% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Girard, OH goods and services come in at 11% lower than the average in Ohio and are 12% lower than compared to the nationwide average.

Did you know?

The cost of living in Girard is 8% lower than the Ohio average.
The cost of living in Girard is 16% lower than the national average.
The cost of housing in Girard is 47% lower than the national average.
Ohio general sales tax is 13% higher than the national average.
Ohio state income tax is 76% lower than the national average.

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Salary Calculator

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

The salary calculator is meant to help you compare your salary in Girard, OH to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Girard, OH, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Girard, OH salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$49,929	$4,161	$1,165	$1,498
Renters	$26,480	$2,207	$618	$794

How much of your monthly income goes to housing can tell you whether or not you can afford housing in Girard, OH, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Girard, OH homeowners have a median income of $49,929. Using that number, you will come up with a maximum of $1,165 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $26,480, which means there is a maximum of $618 to be spent on the costs of renting a home or apartment.

Ohio Sales Tax

State	General Sales Tax	With Max Surtax
Ohio	5.75%	8%

Ohio Income Tax

State	Income Tax (Low)	Income Tax (High)
Ohio	0.528%	5.333%

When assessing the complete cost of living in Girard, OH, the Ohio income tax and the Ohio sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Ohio maximum surtax is 8%, and the Ohio sales tax is 5.75%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 0.528% to 5.333% in Ohio.

Goods & Services

Item	Girard	National avg.	Difference
Haircut	$14.27	$15.56	8.3%
Beauty Salon	$32.93	$36.11	8.8%
Toothpaste	$2.86	$2.47	15.8%
Shampoo	$1.05	$0.96	8.8%
Movie	$10.60	$10.13	4.7%
Bowling	$3.51	$4.74	25.8%

Groceries

Item	Girard	National avg.	Difference
Ground Beef	$3.89	$3.98	2.4%
Fried Chicken	$1.94	$1.41	38.1%
Milk	$2.80	$2.06	35.7%
Potatoes	$3.99	$2.98	33.8%
Pizza	$8.99	$9.47	5.1%
Beer	$7.99	$8.79	9.1%

Health Care

Item	Girard	National avg.	Difference
Optometrist	$72.82	$101.04	27.9%
Doctor	$83.27	$107.44	22.5%
Dentist	$73.07	$90.42	19.2%
Ibuprofen	$11.27	$9.28	21.5%
Lipitor	$442.27	$426.50	3.7%

Housing

Item	Girard	National avg.	Difference
Home Price	$83,400.00	$175,700.00	52.5%
Avg. Mortgage Payment	$1,414.65	$1,133.23	24.8%
Apartment Rent	$607.00	$920.00	34.0%

Transportation

Item	Girard	National avg.	Difference
Gasoline	$2.12	$1.99	6.2%
Tire Balancing	$42.96	$45.76	6.1%

Utilities

Item	Girard	National avg.	Difference
All Electricity	$147.80	$163.81	9.8%
Phone	$29.99	$28.39	5.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Maplewood Park, OH	340	73	-27%
Frizzleburg, PA	478	77	-23%
Youngstown, OH	66,013	79	-21%
Wheatland, PA	833	80	-20%
West Hill, OH	2,122	80	-20%
Girard, OH	9,799	84	-16%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Shelton, WA	9,798	101	1%
Bee Ridge, FL	9,796	111	11%
Waldwick, NJ	9,808	144	44%
Fort Meade, MD	9,809	119	19%
Gloucester Point, VA	9,784	107	7%
Girard, OH	9,799	84	-16%

Source: The Girard, OH cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.

Girard, OH Cost of Living