Kansas City cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexKansas CityMissouriNational
Cost of living index9191100
IndexKansas CityMissouriNational
Goods & Services index10399100
Groceries index8995100
Health care index9997100
Housing index7977100
Transportation index8787100
Utilities index93104100
The above illustration supplies generalized information for the Kansas City, MO cost of living index. Compared to other cities in Missouri and cities across the country, the cost of living index in Kansas City, MO is 91, which is equal to the Missouri average and 9% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Kansas City, MO are 5% higher than the average for Missouri and 3% higher than the rest of the country.

Did you know?

  • The cost of living in Kansas City is equal to the Missouri average.
  • The cost of living in Kansas City is 9% lower than the national average.
  • The cost of housing in Kansas City is 21% lower than the national average.
  • Missouri general sales tax is 17% lower than the national average.
  • Missouri state income tax is 33% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Kansas City, MO to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Kansas City, MO, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Kansas City, MO salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$63,147$5,262$1,473$1,895
Renters$28,169$2,347$657$845
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Kansas City, MO, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Kansas City, MO has a median income of about $63,147 for people who own homes. Based on that number, a person should spend a maximum of $1,473 on expenses related to housing. Renters have a slightly different median income, which is $28,169. Based on this average, renters should spend no more than $657 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Missouri Sales Tax

StateGeneral Sales TaxWith Max Surtax
Missouri4.225%9.35%

Missouri Income Tax

StateIncome Tax (Low)Income Tax (High)
Missouri1.5%6%
One thing to keep in mind when considering the cost of living in Kansas City, MO is the Missouri sales tax and Missouri income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Missouri sales tax rate is 4.225% and the maximum surtax that can be charged is 9.35%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Missouri income tax rates range from 1.5% to 6%.

Goods & Services

ItemKansas CityNational avg.Difference
Haircut $14.67$14.590.5%
Beauty Salon $32.43$34.686.5%
Toothpaste $1.86$2.4724.8%
Shampoo $1.17$1.0214.5%
Movie $9.36$9.875.2%
Bowling $4.11$4.396.4%

Groceries

ItemKansas CityNational avg.Difference
Ground Beef $4.74$4.485.9%
Fried Chicken $1.25$1.4614.6%
Milk $2.35$2.360.3%
Potatoes $2.52$3.0617.7%
Pizza $7.49$9.2419.0%
Beer $7.77$8.6310.0%

Health Care

ItemKansas CityNational avg.Difference
Optometrist $95.50$99.784.3%
Doctor $101.50$105.033.4%
Dentist $89.10$88.700.4%
Ibuprofen $8.37$9.4111.1%
Lipitor $306.77$298.502.8%

Housing

ItemKansas CityNational avg.Difference
Home Price $136,100.00$181,400.0025.0%
Avg. Mortgage Payment $1,000.66$1,081.037.4%
Apartment Rent $772.00$889.0013.2%

Transportation

ItemKansas CityNational avg.Difference
Gasoline $1.77$2.0915.5%
Tire Balancing $43.05$45.294.9%

Utilities

ItemKansas CityNational avg.Difference
All Electricity$162.80$170.804.7%
Phone $25.01$28.2611.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Ferrelview, MO52378-22%
Sugar Creek, MO3,34885-15%
Kansas City, KS145,60586-14%
Randolph, MO4386-14%
Claycomo, MO1,36486-14%
Kansas City, MO459,77291-9%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Long Beach, CA463,58913939%
Sacramento, CA467,46711717%
Mesa, AZ443,87593-7%
Virginia Beach, VA439,52811313%
Atlanta, GA425,9311077%
Kansas City, MO459,77291-9%
Source: The Kansas City, MO cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.