Harrisonburg cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexHarrisonburgVirginiaNational
Cost of living index101108100
IndexHarrisonburgVirginiaNational
Goods & Services index99100100
Groceries index9394100
Health care index10499100
Housing index107133100
Transportation index8993100
Utilities index105100100
Here we can see a simple outline of the cost of living in Harrisonburg, VA. As you can see, with the average cost of living in Harrisonburg, VA being 101, that puts it 7% lower than the average of Virginia and 1% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Harrisonburg, VA, the price of goods and services are equal to the average of Virginia as well as 1% lower than the nation's average.

Did you know?

  • The cost of living in Harrisonburg is 7% lower than the Virginia average.
  • The cost of living in Harrisonburg is 1% higher than the national average.
  • The cost of housing in Harrisonburg is 7% higher than the national average.
  • Virginia general sales tax is 4% higher than the national average.
  • Virginia state income tax is 10% lower than the national average.

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Compare Harrisonburg, VA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Harrisonburg, VA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Harrisonburg, VA, then you would need to earn more income in order to maintain the same standard of living. To use the Harrisonburg, VA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$65,673$5,473$1,532$1,970
Renters$28,560$2,380$666$857
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Harrisonburg, VA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Harrisonburg, VA homeowners, is $65,673. This would allow for a maximum of $1,532 per month to be spent on housing costs. For renters, the median monthly income is $28,560 which would result in a maximum of $666 to be spent on rental costs.

Virginia Sales Tax

StateGeneral Sales TaxWith Max Surtax
Virginia5.3%6%

Virginia Income Tax

StateIncome Tax (Low)Income Tax (High)
Virginia2%5.75%
When assessing the complete cost of living in Harrisonburg, VA, the Virginia income tax and the Virginia sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Virginia maximum surtax is 6%, and the Virginia sales tax is 5.3%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 2% to 5.75% in Virginia.

Goods & Services

ItemHarrisonburgNational avg.Difference
Haircut $8.88$14.5939.2%
Beauty Salon $29.50$34.6814.9%
Toothpaste $1.81$2.4726.8%
Shampoo $0.94$1.028.0%
Movie $11.00$9.8711.5%
Bowling $5.00$4.3913.9%

Groceries

ItemHarrisonburgNational avg.Difference
Ground Beef $4.42$4.481.3%
Fried Chicken $1.39$1.465.1%
Milk $2.11$2.3610.5%
Potatoes $4.05$3.0632.3%
Pizza $9.00$9.242.6%
Beer $9.41$8.639.0%

Health Care

ItemHarrisonburgNational avg.Difference
Optometrist $102.25$99.782.5%
Doctor $122.00$105.0316.2%
Dentist $84.00$88.705.3%
Ibuprofen $8.81$9.416.4%
Lipitor $321.41$298.507.7%

Housing

ItemHarrisonburgNational avg.Difference
Home Price $200,700.00$175,700.0014.2%
Avg. Mortgage Payment $1,103.63$1,081.032.1%
Apartment Rent $843.00$920.008.4%

Transportation

ItemHarrisonburgNational avg.Difference
Gasoline $1.96$2.096.3%
Tire Balancing $34.78$45.2923.2%

Utilities

ItemHarrisonburgNational avg.Difference
All Electricity$162.74$170.804.7%
Phone $33.36$28.2618.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Timberville, VA2,55793-7%
Shenandoah, VA2,13493-7%
Grottoes, VA2,70595-5%
Elkton, VA2,77095-5%
New Market, VA2,29497-3%
Harrisonburg, VA50,8211011%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
DeSoto, TX50,8371011%
Florin, CA50,7911066%
Glendora, CA50,85514545%
Bradenton, FL50,77797-3%
Gilroy, CA50,77614444%
Harrisonburg, VA50,8211011%
Source: The Harrisonburg, VA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.