Summerville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSummervilleSouth CarolinaNational
Cost of living index10495100
IndexSummervilleSouth CarolinaNational
Goods & Services index102101100
Groceries index108109100
Health care index107100100
Housing index10380100
Transportation index9493100
Utilities index112104100
The above illustration supplies generalized information for the Summerville, SC cost of living index. Compared to other cities in South Carolina and cities across the country, the cost of living index in Summerville, SC is 104, which is 9% higher than the South Carolina average and 4% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Summerville, SC are 2% higher than the average for South Carolina and 2% higher than the rest of the country.

Did you know?

  • The cost of living in Summerville is 9% higher than the South Carolina average.
  • The cost of living in Summerville is 4% higher than the national average.
  • The cost of housing in Summerville is 3% higher than the national average.
  • South Carolina general sales tax is 18% higher than the national average.
  • South Carolina state income tax is 100% lower than the national average.

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Compare Summerville, SC Cost of living To Other Cities

Salary Calculator

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Health care index
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The salary calculator is meant to help you compare your salary in Summerville, SC to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Summerville, SC, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Summerville, SC salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$73,038$6,087$1,704$2,191
Renters$34,782$2,899$812$1,044
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Summerville, SC as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Summerville, SC homeowners, is $73,038. This would allow for a maximum of $1,704 per month to be spent on housing costs. For renters, the median monthly income is $34,782 which would result in a maximum of $812 to be spent on rental costs.

South Carolina Sales Tax

StateGeneral Sales TaxWith Max Surtax
South Carolina6%9%

South Carolina Income Tax

StateIncome Tax (Low)Income Tax (High)
South Carolina0%7%
When considering the overall cost of living expenses in Summerville, SC, it's important to take into account the sales tax for South Carolina, as well as the rate for income tax in South Carolina. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for South Carolina is 9%, and the sales tax in the state of South Carolina is 6%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in South Carolina starts from 0% and goes up to 7%.

Goods & Services

ItemSummervilleNational avg.Difference
Haircut $14.75$14.591.1%
Beauty Salon $38.90$34.6812.2%
Toothpaste $2.99$2.4720.9%
Shampoo $1.19$1.0216.4%
Movie $6.92$9.8729.9%
Bowling $3.31$4.3924.6%

Groceries

ItemSummervilleNational avg.Difference
Ground Beef $4.52$4.481.0%
Fried Chicken $1.69$1.4615.4%
Milk $2.46$2.364.4%
Potatoes $3.66$3.0619.6%
Pizza $9.00$9.242.6%
Beer $8.79$8.631.8%

Health Care

ItemSummervilleNational avg.Difference
Optometrist $100.50$99.780.7%
Doctor $108.23$105.033.0%
Dentist $104.00$88.7017.2%
Ibuprofen $10.19$9.418.3%
Lipitor $292.98$298.501.8%

Housing

ItemSummervilleNational avg.Difference
Home Price $179,000.00$175,700.001.9%
Avg. Mortgage Payment $918.55$1,081.0315.0%
Apartment Rent $977.00$920.006.2%

Transportation

ItemSummervilleNational avg.Difference
Gasoline $2.02$2.093.6%
Tire Balancing $38.79$45.2914.3%

Utilities

ItemSummervilleNational avg.Difference
All Electricity$202.42$170.8018.5%
Phone $28.92$28.262.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Ridgeville, SC1,79090-10%
Lincolnville, SC1,48892-8%
Ladson, SC15,36998-2%
North Charleston, SC102,14398-2%
Sangaree, SC8,78298-2%
Summerville, SC44,7171044%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Barnstable Town, MA44,75013535%
Draper, UT44,65612525%
Strongsville, OH44,6491044%
Altadena, CA44,62215858%
Lake Ridge, VA44,59312424%
Summerville, SC44,7171044%
Source: The Summerville, SC cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.