West Sacramento cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWest SacramentoCaliforniaNational
Cost of living index117135100
IndexWest SacramentoCaliforniaNational
Goods & Services index106107100
Groceries index124117100
Health care index102109100
Housing index129189100
Transportation index120125100
Utilities index116116100
An overview of the general cost of living index for West Sacramento, CA is displayed above for your reference. Residents in West Sacramento, CA enjoy a cost of living index of 117. This index is 13% lower than the California average, and 17% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in West Sacramento, CA, the average cost of goods and services is 1% lower than it is in California, and it is 6% higher than the national average.

Did you know?

  • The cost of living in West Sacramento is 13% lower than the California average.
  • The cost of living in West Sacramento is 17% higher than the national average.
  • The cost of housing in West Sacramento is 29% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare West Sacramento, CA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in West Sacramento, CA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in West Sacramento, CA, then you would need to earn more income in order to maintain the same standard of living. To use the West Sacramento, CA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$75,673$6,306$1,766$2,270
Renters$31,714$2,643$740$952
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in West Sacramento, CA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. West Sacramento, CA has a median income of about $75,673 for people who own homes. Based on that number, a person should spend a maximum of $1,766 on expenses related to housing. Renters have a slightly different median income, which is $31,714. Based on this average, renters should spend no more than $740 on all of their rental costs if they want to maintain a non-impoverished standard of living.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
For those who live in West Sacramento, CA and want to know what the true cost of living is, they ought to look at both the California income tax rate and the California sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In California, the sales tax is 7.5%, while the most you'll pay in surtax is 10%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in California, the income tax rate ranges between 1% to 12.3%.

Goods & Services

ItemWest SacramentoNational avg.Difference
Haircut $15.00$14.592.8%
Beauty Salon $38.60$34.6811.3%
Toothpaste $3.23$2.4730.6%
Shampoo $1.33$1.0230.1%
Movie $10.50$9.876.4%
Bowling $4.13$4.396.0%

Groceries

ItemWest SacramentoNational avg.Difference
Ground Beef $4.71$4.485.2%
Fried Chicken $1.67$1.4614.1%
Milk $2.88$2.3622.2%
Potatoes $3.59$3.0617.3%
Pizza $13.29$9.2443.8%
Beer $8.99$8.634.1%

Health Care

ItemWest SacramentoNational avg.Difference
Optometrist $126.33$99.7826.6%
Doctor $101.25$105.033.6%
Dentist $85.71$88.703.4%
Ibuprofen $11.39$9.4121.0%
Lipitor $310.31$298.504.0%

Housing

ItemWest SacramentoNational avg.Difference
Home Price $248,000.00$175,700.0041.1%
Avg. Mortgage Payment $1,229.16$1,081.0313.7%
Apartment Rent $917.00$920.000.3%

Transportation

ItemWest SacramentoNational avg.Difference
Gasoline $2.52$2.0920.5%
Tire Balancing $54.04$45.2919.3%

Utilities

ItemWest SacramentoNational avg.Difference
All Electricity$231.09$170.8035.3%
Phone $24.95$28.2611.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
McClellan Park, CA1,1031000%
Fruitridge Pocket, CA5,8021011%
Knights Landing, CA1,1611044%
North Highlands, CA44,8991055%
Florin, CA50,7911066%
West Sacramento, CA49,94611717%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Palm Desert, CA49,95312525%
Troy, NY49,9651022%
Apple Valley, MN49,91111010%
Pinellas Park, FL49,87491-9%
Grand Island, NE50,05987-13%
West Sacramento, CA49,94611717%
Source: The West Sacramento, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.