Costa Mesa cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexCosta MesaCaliforniaNational
Cost of living index162135100
IndexCosta MesaCaliforniaNational
Goods & Services index104107100
Groceries index109117100
Health care index104109100
Housing index284189100
Transportation index127125100
Utilities index113116100
Here we can see a simple outline of the cost of living in Costa Mesa, CA. As you can see, with the average cost of living in Costa Mesa, CA being 162, that puts it 19% higher than the average of California and 62% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Costa Mesa, CA, the price of goods and services are 3% lower than the average of California as well as 4% higher than the nation's average.

Did you know?

  • The cost of living in Costa Mesa is 19% higher than the California average.
  • The cost of living in Costa Mesa is 62% higher than the national average.
  • The cost of housing in Costa Mesa is 184% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Costa Mesa, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Costa Mesa, CA to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Costa Mesa, CA, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Costa Mesa, CA salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$95,713$7,976$2,233$2,872
Renters$54,698$4,558$1,276$1,641
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Costa Mesa, CA, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Costa Mesa, CA homeowners have a median income of $95,713. Using that number, you will come up with a maximum of $2,233 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $54,698, which means there is a maximum of $1,276 to be spent on the costs of renting a home or apartment.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
When assessing the complete cost of living in Costa Mesa, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10%, and the California sales tax is 7.5%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 12.3% in California.

Goods & Services

ItemCosta MesaNational avg.Difference
Haircut $18.89$14.5929.4%
Beauty Salon $60.96$34.6875.8%
Toothpaste $2.59$2.474.7%
Shampoo $1.09$1.026.7%
Movie $12.50$9.8726.7%
Bowling $5.79$4.3931.8%

Groceries

ItemCosta MesaNational avg.Difference
Ground Beef $4.49$4.480.3%
Fried Chicken $1.74$1.4618.8%
Milk $2.69$2.3614.1%
Potatoes $3.32$3.068.4%
Pizza $9.00$9.242.6%
Beer $9.35$8.638.3%

Health Care

ItemCosta MesaNational avg.Difference
Optometrist $104.42$99.784.7%
Doctor $95.57$105.039.0%
Dentist $102.40$88.7015.4%
Ibuprofen $11.60$9.4123.2%
Lipitor $281.41$298.505.7%

Housing

ItemCosta MesaNational avg.Difference
Home Price $586,800.00$175,700.00234.0%
Avg. Mortgage Payment $2,759.31$1,081.03155.2%
Apartment Rent $1,551.00$920.0068.6%

Transportation

ItemCosta MesaNational avg.Difference
Gasoline $2.61$2.0924.8%
Tire Balancing $60.00$45.2932.5%

Utilities

ItemCosta MesaNational avg.Difference
All Electricity$186.13$170.809.0%
Phone $33.30$28.2617.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Laguna Woods, CA16,30211515%
Hawaiian Gardens, CA14,43211717%
Stanton, CA38,45512323%
Seal Beach, CA24,47712828%
Santa Ana, CA331,26613030%
Costa Mesa, CA111,63516262%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Inglewood, CA111,13312626%
Elgin, IL110,9061044%
Miami Gardens, FL110,8671000%
Fargo, ND110,72595-5%
Downey, CA113,08213737%
Costa Mesa, CA111,63516262%
Source: The Costa Mesa, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.