Santa Ana cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSanta AnaCaliforniaNational
Cost of living index130135100
IndexSanta AnaCaliforniaNational
Goods & Services index104107100
Groceries index109117100
Health care index104109100
Housing index179189100
Transportation index127125100
Utilities index113116100
A general summary of the cost of living index in Santa Ana, CA is shown above. Compared to the state average of California the cost of living index in Santa Ana, CA is 130, which is 4% lower than the average in California and compared to the national average it is 30% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Santa Ana, CA goods and services come in at 3% lower than the average in California and are 4% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Santa Ana is 4% lower than the California average.
  • The cost of living in Santa Ana is 30% higher than the national average.
  • The cost of housing in Santa Ana is 79% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Santa Ana, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Cost of living index
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Groceries index
Health care index
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Transportation index
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The salary calculator allows you to compare how much your current salary in Santa Ana, CA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Santa Ana, CA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Santa Ana, CA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$69,600$5,800$1,624$2,088
Renters$40,918$3,410$955$1,228
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Santa Ana, CA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Santa Ana, CA homeowners, is $69,600. This would allow for a maximum of $1,624 per month to be spent on housing costs. For renters, the median monthly income is $40,918 which would result in a maximum of $955 to be spent on rental costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
The California sales tax and California income tax rates should definitely be considered when determining the overall cost of living in Santa Ana, CA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The California sales tax is 7.5% and the maximum surtax is 10%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The California income tax rates range from 1% to 12.3%.

Goods & Services

ItemSanta AnaNational avg.Difference
Haircut $18.89$14.5929.4%
Beauty Salon $60.96$34.6875.8%
Toothpaste $2.59$2.474.7%
Shampoo $1.09$1.026.7%
Movie $12.50$9.8726.7%
Bowling $5.79$4.3931.8%

Groceries

ItemSanta AnaNational avg.Difference
Ground Beef $4.49$4.480.3%
Fried Chicken $1.74$1.4618.8%
Milk $2.69$2.3614.1%
Potatoes $3.32$3.068.4%
Pizza $9.00$9.242.6%
Beer $9.35$8.638.3%

Health Care

ItemSanta AnaNational avg.Difference
Optometrist $104.42$99.784.7%
Doctor $95.57$105.039.0%
Dentist $102.40$88.7015.4%
Ibuprofen $11.60$9.4123.2%
Lipitor $281.41$298.505.7%

Housing

ItemSanta AnaNational avg.Difference
Home Price $343,000.00$175,700.0095.2%
Avg. Mortgage Payment $2,759.31$1,081.03155.2%
Apartment Rent $1,307.00$920.0042.1%

Transportation

ItemSanta AnaNational avg.Difference
Gasoline $2.61$2.0924.8%
Tire Balancing $60.00$45.2932.5%

Utilities

ItemSanta AnaNational avg.Difference
All Electricity$186.13$170.809.0%
Phone $33.30$28.2617.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Laguna Woods, CA16,30211515%
Hawaiian Gardens, CA14,43211717%
Stanton, CA38,45512323%
Norwalk, CA106,45512828%
Seal Beach, CA24,47712828%
Santa Ana, CA331,26613030%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Aurora, CO339,4801011%
Anaheim, CA342,97313939%
St. Louis, MO318,72791-9%
Honolulu, HI345,13018282%
Tampa, FL348,93497-3%
Santa Ana, CA331,26613030%
Source: The Santa Ana, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.