Clovis cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexClovisCaliforniaNational
Cost of living index118137100
IndexClovisCaliforniaNational
Goods & Services index104109100
Groceries index103118100
Health care index108111100
Housing index133189100
Transportation index130130100
Utilities index127112100
A general overview of the cost of living index for Clovis, CA is displayed above. In Clovis, CA, the overall cost of living index is 118, which is 14% lower than the California average and 18% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Clovis, CA, the city's goods and services are 5% lower than the California average and 4% higher than the U.S. average.

Did you know?

  • The cost of living in Clovis is 14% lower than the California average.
  • The cost of living in Clovis is 18% higher than the national average.
  • The cost of housing in Clovis is 33% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Clovis, CA Cost of living To Other Cities

Salary Calculator

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Health care index
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The salary calculator allows you to compare how much your current salary in Clovis, CA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Clovis, CA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Clovis, CA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$84,978$7,082$1,983$2,550
Renters$38,798$3,233$905$1,164
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Clovis, CA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Clovis, CA homeowners, is $84,978. This would allow for a maximum of $1,983 per month to be spent on housing costs. For renters, the median monthly income is $38,798 which would result in a maximum of $905 to be spent on rental costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
When you are determining the total cost of living in Clovis, CA you will want to make sure you consider both the California sales tax and the California income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in California is 7.5%, with the highest surtax being 10%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in California have a range from 1% to 12.3%.

Goods & Services

ItemClovisNational avg.Difference
Haircut $15.44$15.560.8%
Beauty Salon $40.33$36.1111.7%
Toothpaste $2.34$2.475.5%
Shampoo $1.14$0.9618.5%
Movie $9.44$10.136.7%
Bowling $5.67$4.7419.7%

Groceries

ItemClovisNational avg.Difference
Ground Beef $4.26$3.986.9%
Fried Chicken $1.18$1.4115.9%
Milk $2.40$2.0616.1%
Potatoes $2.93$2.981.6%
Pizza $11.17$9.4717.9%
Beer $8.87$8.790.8%

Health Care

ItemClovisNational avg.Difference
Optometrist $122.92$101.0421.6%
Doctor $102.44$107.444.7%
Dentist $104.17$90.4215.2%
Ibuprofen $10.77$9.2816.1%
Lipitor $424.73$426.500.4%

Housing

ItemClovisNational avg.Difference
Home Price $247,400.00$175,700.0040.8%
Avg. Mortgage Payment $1,289.65$1,133.2313.8%
Apartment Rent $1,067.00$920.0016.0%

Transportation

ItemClovisNational avg.Difference
Gasoline $2.61$1.9930.7%
Tire Balancing $58.12$45.7627.0%

Utilities

ItemClovisNational avg.Difference
All Electricity$237.89$163.8145.2%
Phone $29.67$28.394.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Tooleville, CA38792-8%
Calwa, CA1,33094-6%
Del Rey, CA1,48998-2%
Mayfair, CA4,51299-1%
West Park, CA792100-0%
Clovis, CA98,81511818%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Lewisville, TX99,03991-9%
College Station, TX98,505100-0%
Sandy Springs, GA98,48013030%
Albany, NY98,2871055%
Tyler, TX99,34491-9%
Clovis, CA98,81511818%
Source: The Clovis, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.