Chinle cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8297100
Goods & Services index10197100
Groceries index103100100
Health care index111100100
Housing index3094100
Transportation index107102100
Utilities index11198100
A general summary of the cost of living index in Chinle, AZ is shown above. Compared to the state average of Arizona the cost of living index in Chinle, AZ is 82, which is 16% lower than the average in Arizona and compared to the national average it is 18% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Chinle, AZ goods and services come in at 4% higher than the average in Arizona and are 1% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Chinle is 16% lower than the Arizona average.
  • The cost of living in Chinle is 18% lower than the national average.
  • The cost of housing in Chinle is 70% lower than the national average.
  • Arizona general sales tax is 10% higher than the national average.
  • Arizona state income tax is 16% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Chinle, AZ would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Chinle, AZ, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Chinle, AZ salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Chinle, AZ as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Chinle, AZ homeowners, the median income is $26,360. This indicates that a monthly maximum of $615 should be spent by homeowners on all housing related costs. Renters have a median income of $43,625. This indicates that renters should have a maximum of $1,018 used for their rent related monthly costs.

Arizona Sales Tax

StateGeneral Sales TaxWith Max Surtax

Arizona Income Tax

StateIncome Tax (Low)Income Tax (High)
One thing to keep in mind when considering the cost of living in Chinle, AZ is the Arizona sales tax and Arizona income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Arizona sales tax rate is 5.6% and the maximum surtax that can be charged is 10.725%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Arizona income tax rates range from 2.59% to 4.54%.

Goods & Services

ItemChinleNational avg.Difference
Haircut $14.87$15.564.4%
Beauty Salon $24.11$36.1133.2%
Toothpaste $2.24$2.479.5%
Shampoo $1.09$0.9613.0%
Movie $9.00$10.1311.1%
Bowling $4.50$4.745.0%


ItemChinleNational avg.Difference
Ground Beef $4.08$3.982.5%
Fried Chicken $1.56$1.4110.6%
Milk $1.62$2.0621.7%
Potatoes $3.72$2.9824.7%
Pizza $9.12$9.473.7%
Beer $8.69$8.791.2%

Health Care

ItemChinleNational avg.Difference
Optometrist $108.85$101.047.7%
Doctor $116.64$107.448.6%
Dentist $111.08$90.4222.9%
Ibuprofen $9.60$9.283.4%
Lipitor $412.86$426.503.2%


ItemChinleNational avg.Difference
Home Price $40,200.00$175,700.0077.1%
Avg. Mortgage Payment $1,595.26$1,133.2340.8%
Apartment Rent $441.00$920.0052.1%


ItemChinleNational avg.Difference
Gasoline $2.16$1.998.5%
Tire Balancing $47.28$45.763.3%


ItemChinleNational avg.Difference
All Electricity$147.57$163.819.9%
Phone $40.00$28.3940.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Del Muerto, AZ38583-17%
Many Farms, AZ1,55685-15%
Chinle, AZ4,74382-18%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Summit, WI4,74412626%
Canastota, NY4,74191-9%
Boulder Creek, CA4,74115454%
Flower Hill, NY4,741245145%
Smith Mills, MA4,74111616%
Chinle, AZ4,74382-18%
Source: The Chinle, AZ cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.