West Reading cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWest ReadingPennsylvaniaNational
Cost of living index97102100
IndexWest ReadingPennsylvaniaNational
Goods & Services index108103100
Groceries index103105100
Health care index10397100
Housing index7793100
Transportation index96112100
Utilities index114112100
A general summary of the cost of living index in West Reading, PA is shown above. Compared to the state average of Pennsylvania the cost of living index in West Reading, PA is 97, which is 4% lower than the average in Pennsylvania and compared to the national average it is 3% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In West Reading, PA goods and services come in at 5% higher than the average in Pennsylvania and are 8% higher than compared to the nationwide average.

Did you know?

  • The cost of living in West Reading is 4% lower than the Pennsylvania average.
  • The cost of living in West Reading is 3% lower than the national average.
  • The cost of housing in West Reading is 23% lower than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Compare West Reading, PA Cost of living To Other Cities

Salary Calculator

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The salary calculator is meant to help you compare your salary in West Reading, PA to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in West Reading, PA, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the West Reading, PA salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$45,970$3,831$1,073$1,379
Renters$40,833$3,403$953$1,225
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in West Reading, PA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. West Reading, PA has a median income of about $45,970 for people who own homes. Based on that number, a person should spend a maximum of $1,073 on expenses related to housing. Renters have a slightly different median income, which is $40,833. Based on this average, renters should spend no more than $953 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax
Pennsylvania6%8%

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
Pennsylvania3.07%3.07%
For those who live in West Reading, PA and want to know what the true cost of living is, they ought to look at both the Pennsylvania income tax rate and the Pennsylvania sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Pennsylvania, the sales tax is 6%, while the most you'll pay in surtax is 8%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Pennsylvania, the income tax rate ranges between 3.07% to 3.07%.

Goods & Services

ItemWest ReadingNational avg.Difference
Haircut $14.00$14.594.1%
Beauty Salon $40.00$34.6815.3%
Toothpaste $2.22$2.4710.2%
Shampoo $0.91$1.0211.0%
Movie $11.50$9.8716.5%
Bowling $4.50$4.392.5%

Groceries

ItemWest ReadingNational avg.Difference
Ground Beef $4.42$4.481.3%
Fried Chicken $1.56$1.466.6%
Milk $2.14$2.369.2%
Potatoes $3.66$3.0619.6%
Pizza $8.49$9.248.1%
Beer $8.49$8.631.7%

Health Care

ItemWest ReadingNational avg.Difference
Optometrist $118.00$99.7818.3%
Doctor $87.50$105.0316.7%
Dentist $97.50$88.709.9%
Ibuprofen $9.42$9.410.1%
Lipitor $328.49$298.5010.0%

Housing

ItemWest ReadingNational avg.Difference
Home Price $121,100.00$175,700.0031.1%
Avg. Mortgage Payment $1,153.85$1,081.036.7%
Apartment Rent $880.00$920.004.3%

Transportation

ItemWest ReadingNational avg.Difference
Gasoline $1.99$2.095.0%
Tire Balancing $45.00$45.290.6%

Utilities

ItemWest ReadingNational avg.Difference
All Electricity$222.61$170.8030.3%
Phone $25.95$28.268.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Kutztown University, PA2,01611515%
Brownstown, PA71184-16%
Reading, PA88,05190-10%
Walnuttown, PA37099-1%
Baumstown, PA46594-6%
West Reading, PA4,20497-3%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Sullivan, IN4,20387-13%
Fordyce, AR4,20581-19%
East Hampton North, NY4,20118787%
Leisure Village, NJ4,20198-2%
Rutherfordton, NC4,20893-7%
West Reading, PA4,20497-3%
Source: The West Reading, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.