Athens cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8490100
Goods & Services index9494100
Groceries index9389100
Health care index8895100
Housing index5681100
Transportation index9593100
Utilities index11195100
A general overview of the cost of living index for Athens, TX is displayed above. In Athens, TX, the overall cost of living index is 84, which is 6% lower than the Texas average and 16% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Athens, TX, the city's goods and services are equal to the Texas average and 6% lower than the U.S. average.

Did you know?

  • The cost of living in Athens is 6% lower than the Texas average.
  • The cost of living in Athens is 16% lower than the national average.
  • The cost of housing in Athens is 44% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Athens, TX to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Athens, TX, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Athens, TX salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Athens, TX, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Athens, TX homeowners have a median income of $47,350. Using that number, you will come up with a maximum of $1,105 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $22,692, which means there is a maximum of $529 to be spent on the costs of renting a home or apartment.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
When you are determining the total cost of living in Athens, TX you will want to make sure you consider both the Texas sales tax and the Texas income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Texas is 6.25%, with the highest surtax being 8.25%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Texas have a range from 0% to 0%.

Goods & Services

ItemAthensNational avg.Difference
Haircut $14.92$15.564.2%
Beauty Salon $43.52$36.1120.5%
Toothpaste $1.96$2.4720.7%
Shampoo $0.89$0.967.8%
Movie $9.28$10.138.4%
Bowling $4.00$4.7415.5%


ItemAthensNational avg.Difference
Ground Beef $4.66$3.9816.9%
Fried Chicken $1.01$1.4128.5%
Milk $1.41$2.0631.5%
Potatoes $3.43$2.9815.0%
Pizza $8.49$9.4710.4%
Beer $8.80$8.790.1%

Health Care

ItemAthensNational avg.Difference
Optometrist $87.33$101.0413.6%
Doctor $76.27$107.4429.0%
Dentist $80.73$90.4210.7%
Ibuprofen $8.74$9.285.8%
Lipitor $433.97$426.501.8%


ItemAthensNational avg.Difference
Home Price $89,000.00$175,700.0049.3%
Avg. Mortgage Payment $894.46$1,133.2321.1%
Apartment Rent $616.00$920.0033.0%


ItemAthensNational avg.Difference
Gasoline $1.82$1.998.6%
Tire Balancing $47.12$45.763.0%


ItemAthensNational avg.Difference
All Electricity$168.25$163.812.7%
Phone $35.01$28.3923.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Poynor, TX27576-24%
Log Cabin, TX66377-23%
Malakoff, TX2,81782-18%
Callender Lake, TX1,28684-16%
Eustace, TX1,25984-16%
Athens, TX12,78284-16%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Southern Pines, NC12,7821077%
McFarland, CA12,7841000%
Sylacauga, AL12,78683-17%
Key Biscayne, FL12,774201101%
Fulton, MO12,79188-12%
Athens, TX12,78284-16%
Source: The Athens, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.