Endicott cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexEndicottNew YorkNational
Cost of living index86119100
IndexEndicottNew YorkNational
Goods & Services index101109100
Groceries index105108100
Health care index10599100
Housing index56145100
Transportation index102108100
Utilities index79102100
Here we can see a simple outline of the cost of living in Endicott, NY. As you can see, with the average cost of living in Endicott, NY being 86, that puts it 27% lower than the average of New York and 14% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Endicott, NY, the price of goods and services are 7% lower than the average of New York as well as 1% higher than the nation's average.

Did you know?

  • The cost of living in Endicott is 27% lower than the New York average.
  • The cost of living in Endicott is 14% lower than the national average.
  • The cost of housing in Endicott is 44% lower than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Compare Endicott, NY Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Endicott, NY would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Endicott, NY, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Endicott, NY salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$60,061$5,005$1,401$1,802
Renters$23,210$1,934$542$696
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Endicott, NY as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Endicott, NY homeowners, is $60,061. This would allow for a maximum of $1,401 per month to be spent on housing costs. For renters, the median monthly income is $23,210 which would result in a maximum of $542 to be spent on rental costs.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
For those who live in Endicott, NY and want to know what the true cost of living is, they ought to look at both the New York income tax rate and the New York sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In New York, the sales tax is 4%, while the most you'll pay in surtax is 8.875%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in New York, the income tax rate ranges between 4% to 8.82%.

Goods & Services

ItemEndicottNational avg.Difference
Haircut $16.50$16.092.6%
Beauty Salon $31.03$37.3316.9%
Toothpaste $2.17$2.4511.2%
Shampoo $1.55$1.0055.2%
Movie $12.56$10.2822.2%
Bowling $4.00$4.9318.9%

Groceries

ItemEndicottNational avg.Difference
Ground Beef $3.68$3.803.3%
Fried Chicken $1.20$1.4013.9%
Milk $2.18$2.018.6%
Potatoes $3.46$3.0114.8%
Pizza $11.50$9.8916.3%
Beer $8.91$8.900.2%

Health Care

ItemEndicottNational avg.Difference
Optometrist $104.44$102.162.2%
Doctor $131.67$108.3621.5%
Dentist $89.33$92.533.5%
Ibuprofen $8.66$9.286.6%
Lipitor $423.86$425.820.5%

Housing

ItemEndicottNational avg.Difference
Home Price $92,100.00$184,700.0050.1%
Avg. Mortgage Payment $1,401.79$1,202.4416.6%
Apartment Rent $675.00$949.0028.9%

Transportation

ItemEndicottNational avg.Difference
Gasoline $2.36$2.245.2%
Tire Balancing $44.97$46.292.9%

Utilities

ItemEndicottNational avg.Difference
All Electricity$145.80$165.9612.2%
Phone $19.99$28.6830.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Binghamton University, NY6,14999-1%
Newark Valley, NY1,16786-14%
Binghamton, NY46,27786-14%
Candor, NY72986-14%
Johnson City, NY14,83586-14%
Endicott, NY13,07386-14%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Beaufort, SC13,0741055%
La Grande, OR13,07990-10%
Boerne, TX13,0661000%
Andrews, TX13,08790-10%
Atlantic Beach, FL13,08911616%
Endicott, NY13,07386-14%
Source: The Endicott, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.