Worcester cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWorcesterNew YorkNational
Cost of living index90119100
IndexWorcesterNew YorkNational
Goods & Services index98109100
Groceries index101108100
Health care index9799100
Housing index62145100
Transportation index98108100
Utilities index119102100
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Did you know?

  • The cost of living in Worcester is 24% lower than the New York average.
  • The cost of living in Worcester is 10% lower than the national average.
  • The cost of housing in Worcester is 38% lower than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Groceries index
Health care index
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Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$41,172$3,431$961$1,235
Renters$0$0$0$0

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%

Goods & Services

ItemWorcesterNational avg.Difference
Haircut $12.07$16.0925.0%
Beauty Salon $25.73$37.3331.1%
Toothpaste $1.86$2.4523.9%
Shampoo $1.00$1.000.1%
Movie $10.67$10.283.8%
Bowling $3.99$4.9319.0%

Groceries

ItemWorcesterNational avg.Difference
Ground Beef $4.41$3.8015.9%
Fried Chicken $1.24$1.4011.0%
Milk $2.39$2.0119.0%
Potatoes $3.42$3.0113.5%
Pizza $10.85$9.899.8%
Beer $9.30$8.904.5%

Health Care

ItemWorcesterNational avg.Difference
Optometrist $117.67$102.1615.2%
Doctor $106.75$108.361.5%
Dentist $85.27$92.537.8%
Ibuprofen $9.23$9.280.6%
Lipitor $417.53$425.821.9%

Housing

ItemWorcesterNational avg.Difference
Home Price $97,600.00$184,700.0047.2%
Avg. Mortgage Payment $1,052.42$1,202.4412.5%
Apartment Rent $796.00$949.0016.1%

Transportation

ItemWorcesterNational avg.Difference
Gasoline $2.34$2.244.1%
Tire Balancing $39.53$46.2914.6%

Utilities

ItemWorcesterNational avg.Difference
All Electricity$148.52$165.9610.5%
Phone $44.27$28.6854.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Milford, NY37288-12%
Schenevus, NY57289-11%
Stamford, NY1,50591-9%
Sharon Springs, NY51890-10%
Cherry Valley, NY53692-8%
Worcester, NY1,01890-10%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Irvington, KY1,01881-19%
Naples, NY1,01890-10%
Miner, MO1,01884-16%
Central Lake, MI1,01881-19%
Northville village, NY1,0181033%
Worcester, NY1,01890-10%
Source: The Worcester, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.