Cost of Living in Stamford, NY

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A
1%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
28%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Stamford New York National
Cost of living99121100
Groceries104106100
Health care111110100
Housing72144100
Transportation111113100
Utilities111112100
Lifestyle & Entertainment115111100
Household Items109106100
Education & Childcare124118100
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Homes For Sale In Stamford, NY

property for sale

Church St

Stamford, NY
property for sale

23 Prospect St

Stamford, NY
property for sale

7 Holly Tree Rd

Stamford, NY
property for sale

8 Van Dyke Ave

Stamford, NY

Cost Of Living Quick Facts

  • The cost of living in Stamford is 18% lower than the New York average
  • The cost of living in Stamford is 1% lower than the national average
  • Stamford housing is 28% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Stamford

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$104,219$8,685$2,432$3,127
      Renters$31,112$2,593$726$933

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bloomville, NY227937.0%
      Davenport Center, NY274945.7%
      Schenevus, NY569955.2%
      Hobart, NY517973.4%
      Worcester, NY819991.1%
      Stamford, NY1,386990.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Galveston, IN1,3868316.7%
      Stanton, MI1,3868415.6%
      Duboistown, PA1,386954.6%
      Lot 5, PE1,386n/a 
      Cleveland, AL1,3858415.9%
      Stamford, NY1,386990.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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