Cost of Living in Winnsboro, TX

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13%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
41%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Winnsboro Texas National
Cost of living8794100
Groceries10098100
Health care9798100
Housing5983100
Transportation10098100
Utilities102103100
Lifestyle & Entertainment9998100
Household Items9898100
Education & Childcare9998100
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Homes For Sale In Winnsboro, TX

property for sale

303 Wanda Dr

Winnsboro, TX
property for sale

2068 County Road 4580

Winnsboro, TX
property for sale

414 N Post Oak St

Winnsboro, TX
property for sale

Camp Cypress Trl

Winnsboro, TX
See the Newest Homes For Sale In Winnsboro, TX

Cost Of Living Quick Facts

  • The cost of living in Winnsboro is 7% lower than the Texas average
  • The cost of living in Winnsboro is 13% lower than the national average
  • Winnsboro housing is 41% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Winnsboro

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Compare Winnsboro, TX Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$80,553$6,713$1,879$2,417
      Renters$58,993$4,916$1,376$1,770

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Miller's Cove, TX1491000.4%
      Winfield, TX5538316.9%
      Como, TX7328713.3%
      Quitman, TX2,398919.3%
      Winnsboro, TX3,4088712.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Hartford, SD3,408955.3%
      Old Mystic, CT3,40911919.1%
      Long Prairie, MN3,4098911.1%
      Cottondale, AL3,4068911.5%
      Auberry, CA3,40612726.6%
      Winnsboro, TX3,4088712.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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