Cost of Living in Hartford, SD

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5%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
9%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hartford South Dakota National
Cost of living9592100
Groceries9899100
Health care9597100
Housing9177100
Transportation9396100
Utilities104103100
Lifestyle & Entertainment9394100
Household Items9596100
Education & Childcare9898100
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Homes For Sale In Hartford, SD

property for sale

405 N Western Ave

Hartford, SD
property for sale

504 S Tessa Ave

Hartford, SD
property for sale

402 E 4th St

Hartford, SD
property for sale

1100 Duck Trl

Hartford, SD
See the Newest Homes For Sale In Hartford, SD

Cost Of Living Quick Facts

  • The cost of living in Hartford is 4% higher than the South Dakota average
  • The cost of living in Hartford is 5% lower than the national average
  • Hartford housing is 9% lower than the national average
  • South Dakota general sales tax is 12% lower than the national average
  • South Dakota state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Hartford

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Compare Hartford, SD Cost of Living

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      Salary Calculator

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      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$136,314$11,360$3,180$4,090
      Renters$63,290$5,274$1,477$1,899

      South Dakota Sales Tax

      State General Sales Tax With Max Surtax
      South Dakota 4.5% 6%

      South Dakota Income Tax

      State Income Tax (Low) Income Tax (High)
      South Dakota 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Monroe, SD2157722.6%
      Colton, SD7708812.4%
      Montrose, SD5688812.0%
      Humboldt, SD6999010.5%
      Meadow View Addition, SD653964.3%
      Hartford, SD3,408955.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Winnsboro, TX3,4088712.8%
      Old Mystic, CT3,40911919.1%
      Long Prairie, MN3,4098911.1%
      Cottondale, AL3,4068911.5%
      Auberry, CA3,40612726.6%
      Hartford, SD3,408955.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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