A+
16%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
44%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Winfield Kansas National
Cost of living8490100
Groceries9997100
Health care9496100
Housing5677100
Transportation9796100
Utilities9495100
Lifestyle & Entertainment9294100
Household Items9997100
Education & Childcare9493100
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An Overview of Cost of Living in Winfield, KS

The cost of living in Winfield affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Winfield is 84, which is 16% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

Winfield housing costs are 44% less than the national average, making this area an affordable place to live. Your net income can be heavily impacted by housing expenses, at times exceeding 30%. Fortunately, this area demonstrates that both homeownership and renting costs are significantly more budget-friendly than in the rest of the country. With such favorable housing affordability, Winfield residents can earmark a more manageable portion of their income to housing.

Is Winfield Affordable?

Is Winfield affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Winfield, the median home price is 50.2% lower than the national average and monthly rent prices are 29.4% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Winfield boasting a median household income of $72,022, 11.4% lower than the national average.

What Factors can Influence the Cost of Living in Winfield?

Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Winfield, the transportation index is 3.3% lower than the national average.

Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.

Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Winfield, healthcare costs are 5.8% lower than the national average.

Where is the Data From?

The Winfield cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Winfield is 7% lower than the Kansas average
  • The cost of living in Winfield is 16% lower than the national average
  • Winfield housing is 44% lower than the national average
  • Kansas general sales tax is 27% higher than the national average
  • Kansas state income tax is 19% higher than the national average

Most Affordable Places to Live in and Around Winfield

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Compare Winfield, KS Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$89,440$7,453$2,087$2,683
      Renters$49,358$4,113$1,152$1,481
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Winfield, KS, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Winfield, homeowners have a median income of $89,440. Using that number, a maximum of $2,087 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $49,358, which means there is a maximum of $1,152 to be spent on the costs of renting a home or apartment.

      Kansas Sales Tax

      State General Sales Tax With Max Surtax
      Kansas 6.5% 11.5%

      Kansas Income Tax

      State Income Tax (Low) Income Tax (High)
      Kansas 3.1% 4.7%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Geuda Springs, KS1367525.4%
      Dexter, KS6177822.1%
      Burden, KS6538119.0%
      Arkansas City, KS12,2288119.0%
      Oxford, KS1,0878218.4%
      Winfield, KS12,3218415.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Edgewood, WA12,32413838.4%
      Trophy Club, TX12,31213534.5%
      Franklin, OH12,3118811.9%
      St. Peter, MN12,333991.0%
      Terrace, BC12,342n/a 
      Winfield, KS12,3218415.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.