| Index | Trophy Club | Texas | National |
| Cost of living | 135 | 94 | 100 |
| Groceries | 96 | 98 | 100 |
| Health care | 99 | 98 | 100 |
| Housing | 219 | 83 | 100 |
| Transportation | 98 | 98 | 100 |
| Utilities | 101 | 103 | 100 |
| Lifestyle & Entertainment | 97 | 98 | 100 |
| Household Items | 100 | 98 | 100 |
| Education & Childcare | 100 | 98 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Trophy Club? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Trophy Club stands at 135, making it 35% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
If you value affordability in your search for a new place to live, Trophy Club may not be the most suitable option, as it stands out as one of the priciest areas in the entire United States. Only a small fraction of regions have a cost of living that is more than 20% higher than the national average, and regrettably, Trophy Club falls into this category, which may not align with your desire for an affordable place to call home.
Housing costs are a very significant part of the Trophy Club cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 118.8% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.
Wondering if Trophy Club is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Trophy Club, for example, the median home price is 147.4% higher than what folks pay nationally, and monthly rent is 52.2% higher than the usual rates. Plus, income levels matter too, with Trophy Club boasting a median household income of $233,801, which is 187.5% higher than the national average.
Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In Trophy Club, the transportation index is 2.1% lower than the national average.
Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Trophy Club, healthcare costs are 1.4% lower than the national average.
Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.
The Trophy Club cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $246,862 | $20,572 | $5,760 | $7,407 |
| Renters | $101,717 | $8,476 | $2,373 | $3,052 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Corral City, TX | 14 | 99 | 1.3% |
| Sansom Park, TX | 5,730 | 91 | 9.4% |
| Blue Mound, TX | 2,372 | 93 | 6.8% |
| Haltom City, TX | 45,221 | 95 | 5.4% |
| Lake Worth, TX | 5,060 | 99 | 1.0% |
| Trophy Club, TX | 12,312 | 135 | 34.5% |
| City | Population | Cost of Living Index | National Avg. |
| Franklin, OH | 12,311 | 88 | 11.9% |
| Winfield, KS | 12,321 | 84 | 15.9% |
| Edgewood, WA | 12,324 | 138 | 38.4% |
| Brown Deer, WI | 12,298 | 98 | 2.4% |
| Port Lavaca, TX | 12,295 | 86 | 13.6% |
| Trophy Club, TX | 12,312 | 135 | 34.5% |
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