Cost Of Living in Winfield, AL

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A+

19%

Overall NAT. AVG.

14%

Goods & Services NAT. AVG.

34%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Winfield	Alabama	National
Cost of living	81	88	100
Goods & Services	86	96	100
Groceries	96	96	100
Health care	86	87	100
Housing	66	72	100
Transportation	89	91	100
Utilities	85	102	100

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Cost Of Living Quick Facts

The cost of living in Winfield is 8% lower than the Alabama average
The cost of living in Winfield is 19% lower than the national average
Winfield housing is 34% lower than the national average
Alabama general sales tax is 22% lower than the national average
Alabama state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$74,811	$6,234	$1,745	$2,245
Renters	$30,385	$2,532	$709	$912

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Winfield, AL, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Winfield, homeowners have a median income of $74,811. Using that number, a maximum of $1,745 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $30,385, which means there is a maximum of $709 to be spent on the costs of renting a home or apartment.

Alabama Sales Tax

State	General Sales Tax	With Max Surtax
Alabama	4%	13.5%

Alabama Income Tax

State	Income Tax (Low)	Income Tax (High)
Alabama	2%	5%

Goods & Services

Item	Winfield	National avg.	Difference
Haircut	$23.45	$24.26	3.4%
Beauty Salon	$26.75	$45.56	41.3%
Toothpaste	$3.71	$3.70	0.3%
Shampoo	$1.06	$1.28	17.2%
Movie	$10.65	$12.13	12.3%
Bowling	$12.50	$18.00	30.6%

Groceries

Item	Winfield	National avg.	Difference
Ground Beef	$6.01	$5.84	2.9%
Fried Chicken	$1.62	$1.57	3.3%
Milk	$4.51	$4.67	3.4%
Potatoes	$5.06	$4.93	2.5%
Pizza	$11.06	$12.09	8.5%
Beer	$9.17	$10.41	12.0%

Health Care

Item	Winfield	National avg.	Difference
Optometrist	$120.17	$125.68	4.4%
Doctor	$78.94	$135.78	41.9%
Dentist	$108.33	$113.29	4.4%
Ibuprofen	$10.05	$10.65	5.7%
Lipitor	$486.28	$468.60	3.8%

Housing

Item	Winfield	National avg.	Difference
Home Price	$128,800.00	$184,700.00	30.3%
Avg. Mortgage Payment	$1,755.69	$2,346.69	25.2%
Apartment Rent	$542.00	$949.00	42.9%

Transportation

Item	Winfield	National avg.	Difference
Gasoline	$3.00	$3.46	13.4%
Tire Balancing	$57.33	$59.92	4.3%

Utilities

Item	Winfield	National avg.	Difference
All Electricity	$148.63	$193.99	23.4%
Phone	$186.87	$192.25	2.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Natural Bridge, AL	8	91	9.0%
Beaverton, AL	165	72	28.3%
Eldridge, AL	125	79	21.2%
Lynn, AL	832	78	22.3%
Twin, AL	391	74	26.2%
Winfield, AL	4,443	81	18.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Beecher, IL	4,443	97	3.2%
Lebanon, IL	4,443	89	11.1%
Stellarton, NS	4,442	n/a
Dilley, TX	4,441	82	17.6%
Armonk, NY	4,440	204	103.7%
Winfield, AL	4,443	81	18.7%