Cost Of Living in Whitfield, FL

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16%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

45%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Whitfield	Florida	National
Cost of living	116	102	100
Groceries	104	102	100
Health care	104	104	100
Housing	145	97	100
Transportation	100	103	100
Utilities	110	110	100
Lifestyle & Entertainment	109	104	100
Household Items	100	102	100
Education & Childcare	103	106	100

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Homes For Sale In Whitfield, FL

3308 Deloach Ln

Milton, FL

Whitfield Rd

Milton, FL

D E Lovett Rd

Jay, FL

12060 Highway 87 N

Milton, FL

Cost Of Living Quick Facts

The cost of living in Whitfield is 14% higher than the Florida average
The cost of living in Whitfield is 16% higher than the national average
Whitfield housing is 45% higher than the national average
Florida general sales tax is 18% higher than the national average
Florida state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$138,019	$11,502	$3,220	$4,141
Renters	$0	$0	$0	$0

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
South Bradenton, FL	25,620	92	8.5%
Whitfield CDP (Santa Rosa County), FL	208	93	6.7%
Bayshore Gardens, FL	21,005	95	5.1%
West Samoset, FL	7,448	96	4.4%
Samoset, FL	4,844	97	3.3%
Whitfield, FL	4,551	116	16.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Winfield, AL	4,550	88	12.1%
Milton, NY	4,549	121	20.8%
Hartwell, GA	4,553	89	11.3%
Dilworth, MN	4,553	103	3.2%
Waterloo, QC	4,553	n/a
Whitfield, FL	4,551	116	16.1%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Whitfield, FL

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Florida Sales Tax

Florida Income Tax

Nearby cities with low cost of living

Cities with similar population