Windsor Locks, Connecticut Cost Of Living

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Overall 14%

Goods & Services 21%

Housing 8%

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Windsor Locks	Connecticut	National
Cost of living	114	124	100
Goods & Services	121	123	100
Groceries	107	108	100
Health care	106	112	100
Housing	108	137	100
Transportation	108	114	100
Utilities	122	129	100

Key findings

The cost of living in Windsor Locks is 9% lower than the Connecticut average
The cost of living in Windsor Locks is 14% higher than the national average
Windsor Locks housing is 8% higher than the national average
Connecticut general sales tax is 25% higher than the national average
Connecticut state income tax is 22% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$80,189	$6,682	$1,871	$2,406
Renters	$39,599	$3,300	$924	$1,188

A good way to judge both the affordability of the housing and the cost of living in Windsor Locks is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Windsor Locks has a median income of about $80,189 for people who own homes. Based on that number, a maximum of $1,871 should be spent on expenses related to housing. Renters have a slightly different median income, which is $39,599. Based on this average, renters should spend no more than $924 on all rental costs if they want to maintain a non-impoverished standard of living.

Connecticut Sales Tax

State	General Sales Tax	With Max Surtax
Connecticut	6.35%	6.35%

Connecticut Income Tax

State	Income Tax (Low)	Income Tax (High)
Connecticut	3%	6.99%

Goods & Services

Item	Windsor Locks	National avg.	Difference
Haircut	$28.20	$17.49	61.2%
Beauty Salon	$47.40	$38.17	24.2%
Toothpaste	$1.75	$2.32	24.6%
Shampoo	$0.99	$1.01	2.2%
Movie	$11.60	$10.72	8.2%
Bowling	$19.00	$13.86	37.1%

Groceries

Item	Windsor Locks	National avg.	Difference
Ground Beef	$3.45	$3.90	11.5%
Fried Chicken	$1.67	$1.40	19.7%
Milk	$1.97	$1.96	0.4%
Potatoes	$3.51	$3.18	10.3%
Pizza	$9.79	$10.39	5.8%
Beer	$10.19	$9.23	10.4%

Health Care

Item	Windsor Locks	National avg.	Difference
Optometrist	$156.20	$106.34	46.9%
Doctor	$115.00	$115.25	0.2%
Dentist	$105.80	$98.38	7.5%
Ibuprofen	$8.89	$9.26	4.0%
Lipitor	$477.60	$466.47	2.4%

Housing

Item	Windsor Locks	National avg.	Difference
Home Price	$190,700.00	$184,700.00	3.2%
Avg. Mortgage Payment	$1,431.64	$1,273.32	12.4%
Apartment Rent	$1,144.00	$949.00	20.5%

Transportation

Item	Windsor Locks	National avg.	Difference
Gasoline	$2.66	$2.59	2.5%
Tire Balancing	$58.32	$48.90	19.3%

Utilities

Item	Windsor Locks	National avg.	Difference
All Electricity	$238.43	$167.60	42.3%
Phone	$174.02	$163.42	6.5%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Springfield, MA	153,991	106	6%
Blue Hills, CT	3,181	107	7%
Hartford, CT	124,320	108	8%
Rockville, CT	7,178	109	9%
East Hartford, CT	50,834	109	9%
Windsor Locks, CT	12,537	114	14%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Gatesville, TX	12,538	81	-19%
Joppatowne, MD	12,534	112	12%
Lakeland, TN	12,541	100	0%
Palos Heights, IL	12,544	122	22%
Cambridge, MD	12,552	104	4%
Windsor Locks, CT	12,537	114	14%

Source: The Windsor Locks, CT cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Windsor Locks, CT Cost of Living

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