Windsor Locks, CT Cost Of Living

Windsor Locks cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Windsor Locks	Connecticut	National
Cost of living index	110	120	100
Index	Windsor Locks	Connecticut	National
Goods & Services index	118	120	100
Groceries index	101	105	100
Health care index	114	114	100
Housing index	108	137	100
Transportation index	113	112	100
Utilities index	96	103	100

A general summary of the cost of living index in Windsor Locks, CT is shown above. Compared to the state average of Connecticut the cost of living index in Windsor Locks, CT is 110, which is 9% lower than the average in Connecticut and compared to the national average it is 10% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Windsor Locks, CT goods and services come in at 2% lower than the average in Connecticut and are 18% higher than compared to the nationwide average.

Did you know?

The cost of living in Windsor Locks is 9% lower than the Connecticut average.
The cost of living in Windsor Locks is 10% higher than the national average.
The cost of housing in Windsor Locks is 8% higher than the national average.
Connecticut general sales tax is 25% higher than the national average.
Connecticut state income tax is 35% higher than the national average.

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Salary Calculator

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

The salary calculator is used in order to provide a comparison of your current salary in Windsor Locks, CT to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Windsor Locks, CT, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Windsor Locks, CT salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$80,189	$6,682	$1,871	$2,406
Renters	$39,599	$3,300	$924	$1,188

A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Windsor Locks, CT, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Windsor Locks, CT has a median income of about $80,189 for people who own homes. Based on that number, a person should spend a maximum of $1,871 on expenses related to housing. Renters have a slightly different median income, which is $39,599. Based on this average, renters should spend no more than $924 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Connecticut Sales Tax

State	General Sales Tax	With Max Surtax
Connecticut	6.35%	6.35%

Connecticut Income Tax

State	Income Tax (Low)	Income Tax (High)
Connecticut	3%	6.99%

When you are determining the total cost of living in Windsor Locks, CT you will want to make sure you consider both the Connecticut sales tax and the Connecticut income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Connecticut is 6.35%, with the highest surtax being 6.35%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Connecticut have a range from 3% to 6.99%.

Goods & Services

Item	Windsor Locks	National avg.	Difference
Haircut	$20.50	$16.09	27.4%
Beauty Salon	$51.67	$37.33	38.4%
Toothpaste	$2.49	$2.45	1.7%
Shampoo	$0.88	$1.00	11.7%
Movie	$10.63	$10.28	3.4%
Bowling	$6.46	$4.93	31.0%

Groceries

Item	Windsor Locks	National avg.	Difference
Ground Beef	$3.94	$3.80	3.6%
Fried Chicken	$1.67	$1.40	19.8%
Milk	$2.01	$2.01	0.1%
Potatoes	$3.49	$3.01	15.9%
Pizza	$10.32	$9.89	4.4%
Beer	$9.82	$8.90	10.4%

Health Care

Item	Windsor Locks	National avg.	Difference
Optometrist	$120.00	$102.16	17.5%
Doctor	$125.00	$108.36	15.4%
Dentist	$123.03	$92.53	33.0%
Ibuprofen	$8.66	$9.28	6.7%
Lipitor	$356.99	$425.82	16.2%

Housing

Item	Windsor Locks	National avg.	Difference
Home Price	$190,700.00	$184,700.00	3.2%
Avg. Mortgage Payment	$1,580.54	$1,202.44	31.4%
Apartment Rent	$1,144.00	$949.00	20.5%

Transportation

Item	Windsor Locks	National avg.	Difference
Gasoline	$2.39	$2.24	6.3%
Tire Balancing	$58.58	$46.29	26.5%

Utilities

Item	Windsor Locks	National avg.	Difference
All Electricity	$174.17	$165.96	4.9%
Phone	$24.99	$28.68	12.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Springfield, MA	153,991	102	2%
Blue Hills, CT	3,181	104	4%
Hartford, CT	124,320	104	4%
Rockville, CT	7,178	105	5%
East Hartford, CT	50,834	105	5%
Windsor Locks, CT	12,537	110	10%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Gatesville, TX	12,538	81	-19%
Joppatowne, MD	12,534	112	12%
Lakeland, TN	12,541	103	3%
Palos Heights, IL	12,544	125	25%
Cambridge, MD	12,552	97	-3%
Windsor Locks, CT	12,537	110	10%

Source: The Windsor Locks, CT cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.

Windsor Locks, CT Cost of Living