B-
15%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
45%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Fort Bliss Texas National
Cost of living11594100
Groceries10098100
Health care10298100
Housing14583100
Transportation10498100
Utilities106103100
Lifestyle & Entertainment10098100
Household Items10298100
Education & Childcare10198100
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An Overview of Cost of Living in Fort Bliss, TX

Are you thinking about relocating, but curious about the potential cost of living in Fort Bliss? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Fort Bliss stands at 115, making it 15% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

Housing costs are a very significant part of the Fort Bliss cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 44.8% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.

Is Fort Bliss Affordable?

Is Fort Bliss affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Fort Bliss, for instance, where the median home price falls 100% lower than the national average, and monthly rent rates are 44.8% higher than usual. Additionally, median income levels contribute to the equation, with Fort Bliss flaunting a median household income of $82,139, 1% higher than the national norm.

What Factors can Influence the Cost of Living in Fort Bliss?

Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Fort Bliss, the groceries index registers 0.4% lower than the national average.

Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Fort Bliss, the transportation index is 4.1% higher than the national average.

Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.

Where is the Data From?

The Fort Bliss cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Fort Bliss is 22% higher than the Texas average
  • The cost of living in Fort Bliss is 15% higher than the national average
  • Fort Bliss housing is 45% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Fort Bliss

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Compare Fort Bliss, TX Cost of Living

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      Price difference in compared to
      Cost of living index
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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$0$0$0$0
      Renters$81,919$6,827$1,911$2,458
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Fort Bliss, TX, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Fort Bliss homeowners, is $0. This would allow for a maximum of $0 per month to be spent on housing costs. For renters, the median monthly income is $81,919 which would result in a maximum of $1,911 to be spent on rental costs.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Homestead Meadows South, TX6,3238316.5%
      La Union, NM9408614.2%
      Sparks, TX4,0238416.2%
      Anthony, NM9,5298713.0%
      Westway, TX3,4908712.6%
      Fort Bliss, TX13,15711514.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Windsor Locks, CT13,16511111.0%
      Clarkston, GA13,147973.3%
      Martinsville, VA13,1468812.4%
      Port Neches, TX13,168972.6%
      St. Ann, MO13,1438614.1%
      Fort Bliss, TX13,15711514.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.