Cost of Living in Windom, MN

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10%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
36%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Windom Minnesota National
Cost of living90100100
Groceries100100100
Health care101100100
Housing64100100
Transportation97100100
Utilities106104100
Lifestyle & Entertainment99100100
Household Items97100100
Education & Childcare10499100
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Homes For Sale In Windom, MN

property for sale

93306 U.S. 71

Windom, MN
property for sale

102 8th St

Windom, MN
property for sale

316 Buckwheat Ave

Windom, MN
property for sale

2395 Douglas St

Windom, MN
See the Newest Homes For Sale In Windom, MN

Cost Of Living Quick Facts

  • The cost of living in Windom is 11% lower than the Minnesota average
  • The cost of living in Windom is 10% lower than the national average
  • Windom housing is 36% lower than the national average
  • Minnesota general sales tax is 35% higher than the national average
  • Minnesota state income tax is 106% higher than the national average

Most Affordable Places to Live in and Around Windom

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      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$86,943$7,245$2,029$2,609
      Renters$46,345$3,862$1,081$1,390
      A good way to judge both the affordability of the housing and the cost of living in Windom is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Windom has a median income of about $86,943 for people who own homes. Based on that number, a maximum of $2,029 should be spent on expenses related to housing. Renters have a slightly different median income, which is $46,345. Based on this average, renters should spend no more than $1,081 on all rental costs if they want to maintain a non-impoverished standard of living.

      Minnesota Sales Tax

      State General Sales Tax With Max Surtax
      Minnesota 6.875% 7.875%

      Minnesota Income Tax

      State Income Tax (Low) Income Tax (High)
      Minnesota 5.35% 9.85%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Wilder, MN387228.1%
      Darfur, MN737920.9%
      Jeffers, MN3538218.0%
      Storden, MN2778317.2%
      Bingham Lake, MN1378416.3%
      Windom, MN4,5849010.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Armona, CA4,58411111.0%
      California, MO4,5858614.3%
      Winnfield, LA4,5868118.7%
      Port Hardy, BC4,586n/a 
      Blood 148, AB4,581n/a 
      Windom, MN4,5849010.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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