Cost of Living in Wilmington, NY

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C+
8%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
14%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Wilmington New York National
Cost of living108121100
Groceries107106100
Health care105110100
Housing114144100
Transportation106113100
Utilities106112100
Lifestyle & Entertainment105111100
Household Items103106100
Education & Childcare103118100
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Homes For Sale In Wilmington, NY

property for sale

31 Abbey Way

Wilmington, NY
property for sale

11 Lakeview Terrace Ln

Wilmington, NY
property for sale

60 Indian Rock Rd

Wilmington, NY
property for sale

5732 NY-86

Wilmington, NY

Cost Of Living Quick Facts

  • The cost of living in Wilmington is 10% lower than the New York average
  • The cost of living in Wilmington is 8% higher than the national average
  • Wilmington housing is 14% higher than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Wilmington

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Compare Wilmington, NY Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$122,022$10,169$2,847$3,661
      Renters$68,368$5,697$1,595$2,051

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

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      Lake Placid, NY2,30411515.2%
      Wilmington, NY7891088.0%

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      Wilmington, NY7891088.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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