Cost Of Living in Whitley Gardens, CA

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D

14%

Overall NAT. AVG.

11%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Whitley Gardens	California	National
Cost of living	114	141	100
Groceries	111	111	100
Health care	113	116	100
Housing	n/a	197	100
Transportation	113	118	100
Utilities	119	119	100
Lifestyle & Entertainment	116	120	100
Household Items	109	111	100
Education & Childcare	123	127	100

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Homes For Sale In Whitley Gardens, CA

4568 Artesia Dr

Paso Robles, CA

Cost Of Living Quick Facts

The cost of living in Whitley Gardens is 19% lower than the California average
The cost of living in Whitley Gardens is 14% higher than the national average
Whitley Gardens housing is 46% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Creston, CA	33	114	14.2%
Shandon, CA	1,091	134	34.5%
El Paso de Robles (Paso Robles), CA	32,188	150	49.6%
Atascadero, CA	31,156	155	55.0%
Templeton, CA	8,228	164	64.3%
Whitley Gardens, CA	46	114	14.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Ocotillo, CA	46	113	13.4%
Volcano, CA	46	114	13.8%
Fenwick, CT	46	408	308.2%
Balltown, IA	46	98	1.5%
Elmdale, KS	46	68	32.5%
Whitley Gardens, CA	46	114	14.2%