Cost of Living in Whiteville, NC

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12%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
38%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Whiteville North Carolina National
Cost of living8896100
Groceries99100100
Health care9899100
Housing6288100
Transportation9899100
Utilities9999100
Lifestyle & Entertainment98100100
Household Items102100100
Education & Childcare99100100
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Homes For Sale In Whiteville, NC

property for sale

345 Pleasant Plains Church Rd

Whiteville, NC
property for sale

2558 Old Lumberton Rd

Whiteville, NC
property for sale

146 Forest Dr W

Whiteville, NC
property for sale

1514 S Jk Powell Blvd

Whiteville, NC
See the Newest Homes For Sale In Whiteville, NC

Cost Of Living Quick Facts

  • The cost of living in Whiteville is 9% lower than the North Carolina average
  • The cost of living in Whiteville is 12% lower than the national average
  • Whiteville housing is 38% lower than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Whiteville

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$105,757$8,813$2,467$3,173
      Renters$32,779$2,732$765$983
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Whiteville, NC, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Whiteville homeowners, is $105,757. This would allow for a maximum of $2,467 per month to be spent on housing costs. For renters, the median monthly income is $32,779 which would result in a maximum of $765 to be spent on rental costs.

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Boardman, NC3228118.7%
      Evergreen, NC1308317.4%
      Chadbourn, NC2,1118118.8%
      Tabor City, NC4,1768415.7%
      Bladenboro, NC2,1258613.6%
      Whiteville, NC5,5388812.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Candlewick Lake, IL5,537973.1%
      Greenville, PA5,5378020.0%
      Weiser, ID5,5418910.5%
      Stonewall, MB5,542n/a 
      Toronto, OH5,5438415.7%
      Whiteville, NC5,5388812.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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