In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
An overview of the general cost of living index for Whiteriver, AZ is displayed above for your reference. Residents in Whiteriver, AZ enjoy a cost of living index of 77. This index is 22% lower than the Arizona average, and 23% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Whiteriver, AZ, the average cost of goods and services is 4% lower than it is in Arizona, and it is 6% lower than the national average.
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Did you know?
The cost of living in Whiteriver is 22% lower than the Arizona average.
The cost of living in Whiteriver is 23% lower than the national average.
The cost of housing in Whiteriver is 66% lower than the national average.
Arizona general sales tax is 10% higher than the national average.
Arizona state income tax is 16% higher than the national average.
Compare Whiteriver, AZ Cost of living To Other Cities
This is how much you would need to earn in Price difference in compared to
Cost of living index
Goods & Services index
Health care index
The salary calculator is used in order to provide a comparison of your current salary in Whiteriver, AZ to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Whiteriver, AZ, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Whiteriver, AZ salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.
Median Income & Debt-To-Income Ratio
Max Budget (28% DTI)
Max Budget (36% DTI)
The affordability of the housing market in Whiteriver, AZ as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Whiteriver, AZ homeowners, the median income is $30,694. This indicates that a monthly maximum of $716 should be spent by homeowners on all housing related costs. Renters have a median income of $11,767. This indicates that renters should have a maximum of $275 used for their rent related monthly costs.
Arizona Sales Tax
General Sales Tax
With Max Surtax
Arizona Income Tax
Income Tax (Low)
Income Tax (High)
The Arizona sales tax and Arizona income tax rates should definitely be considered when determining the overall cost of living in Whiteriver, AZ. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Arizona sales tax is 5.6% and the maximum surtax is 10.725%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Arizona income tax rates range from 2.59% to 4.54%.
Goods & Services
Avg. Mortgage Payment
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.