Cost Of Living in Whiteland, IN

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7%

Overall NAT. AVG.

4%

Goods & Services NAT. AVG.

16%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Whiteland	Indiana	National
Cost of living	93	90	100
Goods & Services	96	94	100
Groceries	100	98	100
Health care	89	96	100
Housing	84	72	100
Transportation	96	95	100
Utilities	104	107	100

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Cost Of Living Quick Facts

The cost of living in Whiteland is 4% higher than the Indiana average
The cost of living in Whiteland is 7% lower than the national average
Whiteland housing is 16% lower than the national average
Indiana general sales tax is 37% higher than the national average
Indiana state income tax is 21% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$87,870	$7,323	$2,050	$2,636
Renters	$61,667	$5,139	$1,439	$1,850

To approximate the cost of living and the housing affordability in Whiteland, IN, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Whiteland have a median income of $87,870. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,050 per month to avoid calamity and poverty. The renters in the city have an income of about $61,667, which would make their monthly maximum allowable rental costs $1,439.

Indiana Sales Tax

State	General Sales Tax	With Max Surtax
Indiana	7%	7%

Indiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Indiana	3.15%	3.15%

Goods & Services

Item	Whiteland	National avg.	Difference
Haircut	$19.53	$24.26	19.5%
Beauty Salon	$39.03	$45.56	14.3%
Toothpaste	$3.67	$3.70	0.9%
Shampoo	$1.33	$1.28	4.1%
Movie	$10.91	$12.13	10.1%
Bowling	$18.70	$18.00	3.9%

Groceries

Item	Whiteland	National avg.	Difference
Ground Beef	$5.91	$5.84	1.3%
Fried Chicken	$1.61	$1.57	2.4%
Milk	$4.73	$4.67	1.3%
Potatoes	$5.07	$4.93	2.7%
Pizza	$12.39	$12.09	2.5%
Beer	$10.30	$10.41	1.1%

Health Care

Item	Whiteland	National avg.	Difference
Optometrist	$73.37	$125.68	41.6%
Doctor	$99.19	$135.78	26.9%
Dentist	$109.26	$113.29	3.6%
Ibuprofen	$10.70	$10.65	0.4%
Lipitor	$509.36	$468.60	8.7%

Housing

Item	Whiteland	National avg.	Difference
Home Price	$142,500.00	$184,700.00	22.8%
Avg. Mortgage Payment	$1,794.91	$2,346.69	23.5%
Apartment Rent	$960.00	$949.00	1.2%

Transportation

Item	Whiteland	National avg.	Difference
Gasoline	$3.39	$3.46	2.2%
Tire Balancing	$54.63	$59.92	8.8%

Utilities

Item	Whiteland	National avg.	Difference
All Electricity	$207.03	$193.99	6.7%
Phone	$190.02	$192.25	1.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Morgantown, IN	1,352	88	11.5%
Edinburgh, IN	4,661	88	12.4%
Beech Grove, IN	15,148	88	11.6%
New Whiteland, IN	6,178	89	11.1%
Fairland, IN	662	91	9.3%
Whiteland, IN	4,495	93	6.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Newton Falls, OH	4,494	82	17.8%
Littlestown, PA	4,494	103	3.0%
Poplar Grove, IL	4,497	100	0.3%
Benton, KY	4,498	92	7.8%
Louisburg, KS	4,499	98	1.9%
Whiteland, IN	4,495	93	6.6%