Cost of Living in Edinburgh, IN

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13%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
35%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Edinburgh Indiana National
Cost of living8789100
Groceries10097100
Health care9697100
Housing6572100
Transportation9696100
Utilities9796100
Lifestyle & Entertainment9395100
Household Items9898100
Education & Childcare9694100
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Homes For Sale In Edinburgh, IN

property for sale

608 High School Dr

Edinburgh, IN
property for sale

13500 N US Highway 31

Edinburgh, IN
property for sale

946 Independence Dr

Edinburgh, IN
property for sale

511 Fulford Dr

Edinburgh, IN

Cost Of Living Quick Facts

  • The cost of living in Edinburgh is 2% lower than the Indiana average
  • The cost of living in Edinburgh is 13% lower than the national average
  • Edinburgh housing is 35% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around Edinburgh

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Compare Edinburgh, IN Cost of Living

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$107,953$8,996$2,519$3,239
      Renters$53,880$4,490$1,257$1,617
      A good way to judge both the affordability of the housing and the cost of living in Edinburgh is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Edinburgh has a median income of about $107,953 for people who own homes. Based on that number, a maximum of $2,519 should be spent on expenses related to housing. Renters have a slightly different median income, which is $53,880. Based on this average, renters should spend no more than $1,257 on all rental costs if they want to maintain a non-impoverished standard of living.

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Elizabethtown, IN5388317.2%
      Clifford, IN2758317.1%
      Hartsville, IN4278416.5%
      Taylorsville, IN5288416.0%
      Hope, IN1,9858514.8%
      Edinburgh, IN4,8158712.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Kahaluu, HI4,815211110.6%
      Wanamassa, NJ4,81613737.3%
      Middletown, MD4,81313939.0%
      Dexter, MI4,81311817.6%
      Mountain Grove, MO4,8138119.4%
      Edinburgh, IN4,8158712.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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